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There is nothing else like 722 Riley Road on James Island. Custom-built in 2022 and set on more than an acre of pristine high ground along James Island Creek, this waterfront estate offers an unmatched combination of privacy, land, water access, and location just minutes from Downtown Charleston and Folly Beach. Completely hidden from the road beneath a canopy of towering oaks, a grand private entrance and long drive create a sense of arrival rarely found on James Island. Sweeping water views, easy harbor access, and an incredible private dock define the outdoor experience of the property. More than just a backyard, the setting offers open green space, a waterfront fire pit, room to gather and play, and the kind of waterfront living that defines the Lowcountry. Inside, the home wasthoughtfully designed to embrace both the landscape and the water. Oversized gathering spaces open through a dramatic bifold glass wall system to the spacious screened porch, where cable railing preserves unobstructed views and seamless indoor-outdoor living. Natural light, coastal breezes, and water views become part of the experience of the home itself. Timeless Lowcountry architecture blends with warm, layered interiors and exceptional attention to detail throughout. A wood-burning fireplace anchors the main living area, while seven-inch French White Oak flooring, reclaimed pine upstairs, custom millwork, and carefully selected finishes create a home that feels elevated, inviting, and effortlessly livable. The kitchen is both striking and highly functional, designed to anchor the home's indoor and outdoor gathering spaces. The primary suite offers a peaceful retreat, while the flexible floor plan comfortably accommodates guests, recreation, remote work, and multigenerational living. With more than 6, 000 square feet under roof, including the fully enclosed drive-under level, the property delivers an extraordinary level of functionality rarely associated with waterfront homes. Vehicles, boats, golf carts, a workshop, fitness space, recreational equipment, and extensive storage are all accommodated with ease. Private. Peaceful. Exceptional. 722 Riley Road stands in a category of its own on James Island.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,520,000 | $2,520,000 | $2,520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.228% | 6.086% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $14,706 | $15,109 | $21,265 |
| Total Monthly Payment | $14,831 | $15,234 | $21,390 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.