722 Riley Road, Charleston, SC, 29412 | $3,150,000

There is nothing else like 722 Riley Road on James Island. Custom-built in 2022 and set on more than an acre of pristine high ground along James Island Creek, this waterfront estate offers an unmatched combination of privacy, land, water access, and location just minutes from Downtown Charleston and Folly Beach. Completely hidden from the road beneath a canopy of towering oaks, a grand private entrance and long drive create a sense of arrival rarely found on James Island. Sweeping water views, easy harbor access, and an incredible private dock define the outdoor experience of the property. More than just a backyard, the setting offers open green space, a waterfront fire pit, room to gather and play, and the kind of waterfront living that defines the Lowcountry. Inside, the home wasthoughtfully designed to embrace both the landscape and the water. Oversized gathering spaces open through a dramatic bifold glass wall system to the spacious screened porch, where cable railing preserves unobstructed views and seamless indoor-outdoor living. Natural light, coastal breezes, and water views become part of the experience of the home itself. Timeless Lowcountry architecture blends with warm, layered interiors and exceptional attention to detail throughout. A wood-burning fireplace anchors the main living area, while seven-inch French White Oak flooring, reclaimed pine upstairs, custom millwork, and carefully selected finishes create a home that feels elevated, inviting, and effortlessly livable. The kitchen is both striking and highly functional, designed to anchor the home's indoor and outdoor gathering spaces. The primary suite offers a peaceful retreat, while the flexible floor plan comfortably accommodates guests, recreation, remote work, and multigenerational living. With more than 6, 000 square feet under roof, including the fully enclosed drive-under level, the property delivers an extraordinary level of functionality rarely associated with waterfront homes. Vehicles, boats, golf carts, a workshop, fitness space, recreational equipment, and extensive storage are all accommodated with ease. Private. Peaceful. Exceptional. 722 Riley Road stands in a category of its own on James Island.

Features

  • Amenities: RV/Boat Storage, Trash
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Laundry: Gas Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Contemporary
  • Development: 21 - James Island
  • Year Built: 2022
  • Garage: 3-car Attached
  • Heating: Electric, Forced Air, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,910
  • Acreage: 1.52
  • Lot Desc: 1 - 2 Acres, High, Level, Marshview, Wooded
  • Water Front: Yes
  • Elem. School: Murray Lasaine
  • Middle School: Camp Road
  • High School: James Island Charter
  • MLS#: 26016314
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /eprop/26016314/722rileyroad_charleston_sc?source=qrflyer
Copyright © 2026  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Charleston NEST Real Estate LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Our Insurance Division:

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722 Riley Road, Charleston, SC, 29412

$3,150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,520,000 $2,520,000 $2,520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.228% 6.086% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $14,706 $15,109 $21,265
Total Monthly Payment $14,831 $15,234 $21,390

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.