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Regal, 3 Bedroom, 2 Bath, 2100 SF+ Open Concept Fully Updated Ranch w/ Potential In-law nestled distinctly in a desirable Wolcott cul-de-sac. This open concept, Cavernous, tastefully chic abode upon entry boasts an appealing main level living experience flushed with hardwood flooring a generous living room with ornate tile hearth and wood stove, which flows seamlessly into an immense eat-in kitchen outfitted w/ beaming Granite Countertops, a premium, full appliance package, bay windows and an oasis of an island, ideal for hosting. The pronounced, main level family room, drenched in sunlight, offers walkout patio access to lush/professionally landscaped grounds. The Majestic Primary Bedroom is accentuated by engineered hardwood flooring, and a oversized walk in closet. Recently updated full bath features tile flooring and a shower/tub combo with radiant glass tile. Main level living space is rounded out by a 2'nd spacious bedroom laced w/ hardwood flooring. Lower level living space has potential to be utilized as an in law suite providing owners with separate access to nearly 600sf of living space, and a capacious bedroom, and a tastefully updated full bath. Updated mechanicals, pristine condition, a prime location, and solar panels, to reduce cost of ownership, further round out the homes intrinsic appeal. Do not miss your chance to behold this Captivating Jewel! Owner currently pays $200 per month on average for electric based upon solar contract.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | 11.0 x 13.0 | Main |
| Bedroom 2 | Engineered Wood Floor | 10.0 x 12.0 | Lower |
| Eat-In Kitchen | Ceiling Fan,Granite Counters,Eating Space,Island,Hardwood Floor | 9.0 x 18.0 | Main |
| Family Room | Patio/Terrace,Engineered Wood Floor | 13.0 x 24.0 | Main |
| Great Room | Remodeled,Engineered Wood Floor | 15.0 x 31.0 | Lower |
| Living Room | Bay/Bow Window,Wood Stove,Hardwood Floor | 14.0 x 18.0 | Main |
| Primary BR Suite | Ceiling Fan,Engineered Wood Floor | 11.0 x 18.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $324,000 | $324,000 | $324,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $535 | $535 | $535 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,940 | $2,046 | $2,691 |
| Total Monthly Payment | $2,550 | $2,656 | $3,301 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.