3471 AMBERJACK DRIVE, Hernando Beach, FL, 34607 | $185,000

OVERSIZED WATERFRONT LOT WITH NEW SEAWALL, CONSTRUCTION PLANS & NO REAR NEIGHBORS IN HERNANDO BEACH SOUTH! Don't miss one of the best waterfront opportunities in this highly sought-after coastal community. This premium homesite features a brand-new 40, 000 dollar seawall with cap and knee wall already installed, saving significant time and expense as you prepare to build your dream home on Florida's Nature Coast. Unlike most lots in Hernando Beach South that measure approximately 75' x 100', this oversized parcel spans approximately 75' x 134', offering extra depth, added privacy, and beautiful canal views with no rear neighbors. The property includes construction plans and an active permit for a proposed 1, 977-square-foot elevated home (renderings available), helping streamline the building process. A completed survey and geotechnical investigation are also available to the new owner. Estimated construction costs for the proposed home are approximately 670, 000 dollars according to a local builder. The low 330 dollar annual HOA includes lawn maintenance until construction begins and access to the community boat ramp. Enjoy the benefits of a well-maintained waterfront neighborhood with NO SHORT-TERM RENTALS ALLOWED (3 month minimum rentals), helping preserve the peaceful coastal atmosphere homeowners love. Located in a flood zone, future homes must be elevated. Zoned R1B for SINGLE-FAMILY HOMES ONLY (no mobile homes permitted). Water, sewer, and electric are available at the street and will need to be connected to the future residence. NO BUILD TIME REQUIREMENT -- build now, later, or hold as an investment opportunity. RV living is not permitted. Residents enjoy Gulf access through the community boat lift or community boat ramp, making it easy to enjoy boating, fishing, kayaking, and the Florida waterfront lifestyle. Contact the listing agent for a video explaining how the community boat lift operates. Hernando Beach is a charming coastal community along Florida's Gulf Coast known for its laid-back lifestyle, scenic waterways, and excellent boating access. Nearby attractions include Weeki Wachee Springs State Park, waterfront dining, marinas, golf courses, shopping, and entertainment. Whether you're looking to build a full-time residence, vacation retreat, or future investment property, this lot offers an incredible opportunity to own in one of Hernando County's most desirable waterfront communities. Lot lines shown in aerial photos are approximate. Property is located on the right side of the road before 3463 Amberjack Drive. No for sale sign on the property. Land financing options may be available. Schedule your showing today and start planning your Florida coastal dream home!

Features

  • Lot Size: 75 x 134
  • HOA Fee: $330 Annually
  • Lot Desc: Flood Plain, Near Marina, Near Public Transit
  • View: Water
  • Water Front: Yes
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Pet Policy: Yes
  • MLS#: TB8515016
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8515016/3471amberjackdrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/6/2026 11:47:07 PM)
Listing courtesy of JT REALTY & ASSOCIATES   Phone: 352-279-2640

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3471 AMBERJACK DRIVE, Hernando Beach, FL, 34607

$185,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $148,000 $148,000 $148,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.650% 5.866%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $899 $935 $1,219
Total Monthly Payment $974 $1,010 $1,294

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.