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Just a 3-block stroll to a small private beach on Greenwich Bay, this charming 1900s summer cottage has been thoughtfully reimagined for modern living while retaining its coastal character. Filled with natural light, this inviting home offers 2 bedrooms and 1. 5 baths in a comfortable, functional layout. The bright, oversized living room serves as the heart of the home, providing plenty of space to entertain. The timeless kitchen features classic white cabinetry, a white subway tile backsplash, and opens to a spacious dining room, creating an open layout. A first-floor bedroom and convenient half bath add convenience. Upstairs, you'll find a second bedroom and a full bathroom. The finished lower level offers a recreation room and laundry area, providing valuable bonus space for a home office or hobbies. Outside, enjoy a flat, fully fenced yard complete with a fire pit area perfect for summer gatherings or unwinding after a day at the beach. A large storage shed provides ample space for tools, beach gear, and seasonal items. Additional highlights include a young roof and heating system for added peace of mind. Conveniently located just minutes from Route 295, shopping, dining, and everyday amenities, this move-in-ready home offers the perfect blend of coastal charm and modern convenience. Whether you're seeking a year-round residence or a weekend retreat, this special property captures the best of Warwick's sought-after waterfront lifestyle.
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William Raveis Real Estate
Phone: 888.699.8876
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $310 | $310 | $310 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,888 | $1,991 | $2,629 |
| Total Monthly Payment | $2,273 | $2,376 | $3,014 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.