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Welcome to this lovingly maintained 2-bedroom, 2-bath home situated on a spacious . 25-acre lot in the desirable 55+ community of Spruce Creek North. Move-in ready and thoughtfully updated, this charming home offers two carports, a dedicated storage/laundry room, a detached shed, and beautiful mature landscaping accented by concrete landscape curbing. Step inside to a bright, open-concept living and dining area featuring attractive laminate flooring throughout, neutral colors, and large windows that fill the home with natural light. The spacious kitchen overlooks the main living area and offers abundant cabinetry, generous countertop space, and granite countertops. Both bathrooms have been refreshed with updated features, including granite vanity tops, providing a clean and modern feel. The home's well-designed layout maximizes both comfort and functionality, making everyday living and entertaining effortless. Just beyond the living area, sliding glass doors lead to a sun-filled Florida room complete with a portable A/C unit, walls of windows, and peaceful views of the surrounding landscape. This versatile space is perfect for morning coffee, relaxing with a book, or hosting guests year-round. Additional updates include a new roof in 2021 and replacement windows in 2019, offering peace of mind for years to come. With its combination of tasteful updates, spacious lot, and exceptional care, this home is a wonderful opportunity to enjoy the active lifestyle and community amenities that Spruce Creek North has to offer. Spruce Creek North is known for its low-maintenance lifestyle and active amenities, including a community pool, clubhouse, fitness center, library, billiards, bocce ball, shuffleboard, game room, a full calendar of year-round social activities, tennis and racquetball courts, walking paths, low cost RV Boat lot on site, and security patrol. All of this with an affordable monthly HOA fee that includes trash pickup, basic cable and common area and maintenance . Conveniently located near shopping, dining, medical facilities, and SR-200 & I75, yet within a quite serene neighborhood. This home is move in ready!
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Our Executive Mortgage Banker:
Our Insurance Division:
$154,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $123,920 | $123,920 | $123,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $57 | $57 | $57 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $742 | $782 | $1,029 |
| Total Monthly Payment | $874 | $914 | $1,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.