447 BAHIA BEACH BOULEVARD, Ruskin, FL, 33570 | $449,000

Experience waterfront resort-style living year-round in the highly sought-after Little Harbor community! This beautifully furnished 3-bedroom, 3-bath townhome with a 1-car garage offers breathtaking views of both the marina and canal, creating the perfect coastal retreat.

Designed for comfort and relaxation, the home features an open floor plan with ceramic tile and carpet throughout, granite countertops in the kitchen and bathrooms, and a fully stocked kitchen with elegant white glass-paneled cabinetry. The spacious living room and primary suite both showcase wall-to-wall sliding glass doors that open to private balconies overlooking the water, allowing you to enjoy stunning sunsets and refreshing bay breezes. Each bedroom features its own private balcony, while the primary suite offers soaring cathedral ceilings and a private en-suite bath. A washer and dryer are included for your convenience, along with a garage, covered ground-level patio, and a separate locked storage room.

HOA fee includes water, basic cable, internet, trash removal, and grounds maintenance, making for truly carefree living.

Residents enjoy access to Little Harbor's exceptional resort amenities, including two heated swimming pools, a hot tub, fitness center, tennis courts, basketball court, shuffleboard, horseshoe pits, playground, kayak and paddleboard launch area, and both private and public beaches along Tampa Bay. The community also features two full-service marinas, waterfront restaurants, a tiki bar, fishing charters, boat and jet ski rentals, and a hotel for visiting guests.

A boater's paradise, Little Harbor provides direct access to Tampa Bay and the Gulf of Mexico with no bridges or lifts. Conveniently located near EG Simmons Park, Apollo Beach Nature Preserve, the Manatee Viewing Center, Little Manatee River State Park, Camp Bayou Nature Preserve, shopping, dining, hospitals, and golf courses, with easy access to Tampa, St. Petersburg, and Sarasota.

Features

  • Amenities: Fitness Center, Park, Playground, Shuffleboard Court, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 2006
  • Garage: 1-car Garage Door Opener, Oversized
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,415
  • Acreage: 0.04
  • Est. Taxes: $8,621
  • HOA Fee: $800 Monthly
  • Lot Desc: In County, Sidewalk
  • Elem. School: Ruskin-HB
  • Middle School: Eisenhower-HB
  • High School: East Bay-HB
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8515836
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8515836/447bahiabeachboulevard_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2026 3:48:45 AM)
Listing courtesy of ARRICO REALTY & PROPERTY MGMT.   Phone: 813-662-9363

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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447 BAHIA BEACH BOULEVARD, Ruskin, FL, 33570

$449,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $718 $718 $718
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,125 $2,241 $2,959
Total Monthly Payment $2,918 $3,034 $3,752

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.