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**Assumable 3. 3% VA Loan available** Welcome to this stunning, better-than-new 4-bedroom plus study, 3-bath upgraded home in beautiful Isles at BayView. Set on a picturesque pond lot enhanced with tropical landscaping & decorative curbing, this craftsman style home features a wide 3-car driveway and an inviting front porch with custom pavers. An 8-foot glass front door opens to a bright entryway and an airy, triple-split floor plan designed for comfort & functionality. Off the entry, two generously sized bedrooms share a well-appointed full bath, while just beyond, a spacious flex room with French doors offers the perfect space for a home office, home gym, den, or media room. Across, the open concept kitchen overlooks a large Gathering Room. Your beautifully appointed gourmet kitchen is thoughtfully designed with 42" cabinetry topped w/crown molding, quartz counters, cooktop w/stainless hood, deep single-bowl stainless sink, subway tile backsplash, & corner pantry. Stainless Whirlpool appliances, including a double wall oven, make cooking a pleasure in this modern culinary space. Adjacent to the Gathering Room, the Dining Room effortlessly shifts from a cozy bonus lounge to the ultimate spot for more formal entertaining. Cozy up for movie night in the Gathering Room with your BEAUTIFUL, CUSTOM built-in entertainment center, mantle, & fireplace. A clever hidden drawer is built right into the mantle, perfectly designed to tuck away remotes & keep your stunning focal point clutter-free! Triple sliders open to your private screened lanai, fully equipped with premium 20/20 No-See-Um mesh screens & stylish paver flooring. Step out onto your extended custom pavered patio & soak in the incredible views of the serene pond & conservation backdrop. Flanked by tropical palms, this lush, private backyard sanctuary is perfect for soaking up the Florida sun & even offers room for a future pool! Back inside, the Primary Suite is a peaceful retreat with triple windows showcasing sweeping pond views. The spa-inspired en-suite bath features a floor-to-ceiling tiled walk-in Super Shower, extended quartz vanity w/dual sinks, private water closet, & massive walk-in closet with custom-built ins to neatly organize all of your clothing & accessories. Off the Dining Room, the 4th bedroom functions as a private Guest Suite with its own en-suite bath. Conveniently located off the main hallway, the laundry room features a handy drop zone area just outside & comes complete with a matching Samsung top-loading washer & dryer. Additional notable upgrades include Ring video cameras in front & back of home; Dual MyQ garage door openers; Smart Resideo enabled thermostat; Keyless front door digital lock; Motion sensor lighting; Whole home Titan water filtration system; Custom window treatments throughout; Motorized Remote slider blinds; Custom built-in closets throughout; Whole home gutters; Ceiling fans; Hurricane shutters; Insulated garage w/gym floors/insulated doors/added insulation in attic above garage; Overhead storage racks in garage & more. Situated in highly desirable Isles at BayView, this master planned community's layout is ideal for the outdoor lifestyle with amenities including a resort-style pool, clubhouse w/game room, dog park, scenic walking paths, and playground. Just minutes from world-class shopping, dining, entertainment, and Gulf Coast beaches, with quick & easy access to I-75 and the Sunshine Skyway.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $468,000 | $468,000 | $468,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $318 | $318 | $318 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,768 | $2,920 | $3,855 |
| Total Monthly Payment | $3,178 | $3,330 | $4,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.