89 RADCLIFFE DRIVE, Palm Coast, FL, 32164 | $409,000

Under contract-accepting backup offers. Welcome to this beautiful concrete block pool home, where privacy, comfort, and outdoor living come together in one exceptional package. Situated along a freshwater canal and not located in a flood zone, this property is currently surrounded by vacant lots on both sides and across the street, offering an ideal and increasingly hard to find setting in Palm Coast.

Featuring 1, 848 square feet of move in ready space with new flooring throughout, the home has been enhanced with many recent improvements, including a new roof (2023), saltwater pool with automation and travertine pool deck (2023), water heater (2023), and top-of-the-line stainless steel appliances (2023). Recent 2026 interior improvements include paint, luxury vinyl plank flooring throughout the living areas and bedrooms, updated lighting fixtures, bathroom fixtures, garbage disposal, epoxy garage floor and more.
Designed for both comfort and entertaining, the screened saltwater pool features a sun shelf, built-in seating, and tranquil canal views creating a private backyard retreat. Outdoor features include a covered lanai, outdoor shower, travertine patio, irrigation well, irrigation system, and fresh exterior paint. Hurricane shutters included in the sale provide for peace of mind.
Inside, the kitchen offers a breakfast bar, flat-top range, and a bright eat-in area that opens to the main living space, creating an inviting and functional layout. The split-bedroom floor plan provides privacy, while a versatile front bonus room can serve as a home office, media room, additional living area, or potential fourth bedroom!
The primary suite has a view out back to your private pool and the freshwater canal. It also features an en-suite bathroom that boasts a walk-in closet, garden tub, separate shower, and ample linen storage. Both the primary and guest bathrooms feature tile flooring.
Whether you're searching for a primary residence, seasonal getaway, or investment opportunity with potential for short-term rental income, this home offers an exceptional combination of privacy, functionality, and outdoor living!
Perfectly positioned in Palm Coast, this home offers easy access to everything that makes the area so desirable. Located between historic St. Augustine and vibrant Daytona Beach, and just approximately 15 minutes from the sandy shores of Flagler Beach, residents enjoy the best of Florida's coastal lifestyle. Palm Coast is also known for its more than 130 miles of interconnected walking and biking trails, winding through scenic parks, preserves, and natural Florida beauty. Don’t miss this incredible opportunity to own a beautiful, truly turnkey home offering privacy, updates, and exceptional outdoor living.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80' x 125'
  • Laundry: Laundry Room
  • Year Built: 2004
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,846
  • Acreage: 0.23
  • Lot Size: 80' x 125'
  • Est. Taxes: $4,095
  • View: Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Wadsworth Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Pool: In Ground, Salt Water
  • Appliances: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
  • MLS#: FC319045
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/FC319045/89radcliffedrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/12/2026 11:32:09 PM)
Listing courtesy of PALM WAVE REALTY   Phone: 407-558-8357

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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89 RADCLIFFE DRIVE, Palm Coast, FL, 32164

$409,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,200 $327,200 $327,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $341 $341 $341
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,960 $2,066 $2,695
Total Monthly Payment $2,376 $2,482 $3,111

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.