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Bright and inviting 2-bed, 2. 1 bath ranch tucked away on a peaceful cul-de-sac with seasonal marsh views and a convenient walk-to-town location. This exceptionally well-maintained home offers comfortable one-level living with thoughtful updates throughout, including a new roof, whole-house generator, newer furnace, and central air conditioning. The spacious remodeled kitchen features vaulted ceilings, granite countertops, updated appliances, and a charming coffee/butler bar area, ideal for entertaining or enjoying your morning routine. Hardwood floors flow throughout the main living spaces, adding warmth and character. The main level offers two full bathrooms, including a beautifully updated, mobility-friendly bath with a walk-in shower adjacent to one of the bedrooms. A second full bath on the first floor provides added convenience for guests and everyday living. The 2nd bedroom is ideally situated just off the kitchen. The walkout lower level provides exceptional flexibility with space for a home office, guest bedroom, workout room, hobby area, and an additional 1/2 bath. Step outside to enjoy the private setting from the expansive two-tiered back deck overlooking seasonal marsh views and mature landscaping. Additional features include a 2-car attached garage, outdoor shower, storage shed, potting shed, and ample storage throughout. Ideally located close to town, shopping, dining, & CT shoreline beaches, this home offers the perfect blend of comfort & convenience.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Bay/Bow Window,Vaulted Ceiling,Ceiling Fan | 16.0 x 11.0 | Main |
| Dining Room | Sliders,Hardwood Floor | 12.0 x 9.0 | Main |
| Eat-In Kitchen | Remodeled,Skylight,Vaulted Ceiling,Ceiling Fan,Granite Counters,Wet Bar | 20.0 x 11.0 | Main |
| Full Bath | Tub w/Shower,Tile Floor | 9.0 x 7.0 | Main |
| Living Room | Hardwood Floor | 20.0 x 11.0 | Main |
| Media Room | Wall/Wall Carpet | 16.0 x 11.0 | Lower |
| Office | Wall/Wall Carpet | 11.0 x 9.0 | Lower |
| Primary Bath | Stall Shower,Composite Floor | 11.0 x 11.0 | Main |
| Primary Bedroom | Hardwood Floor | 14.0 x 11.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.412% | 6.640% | 5.952% |
| Monthly Tax Payment | $420 | $420 | $420 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,552 | $2,652 | $3,488 |
| Total Monthly Payment | $3,064 | $3,164 | $4,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.