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Charming 3 bedroom / 2 bath home on a shaded corner lot just minutes from downtown St. Cloud, shopping, dining, and convenient transportation routes. This home features a simple and efficient galley-style kitchen with modern appliances, tile flooring throughout, and fresh interior paint that gives the space a bright, clean feel. The primary suite includes a walk-in closet and a private bath with a shower stall, while the hall bath offers a tub/shower combo for added versatility. Enjoy the comfort of an interior utility room with washer and dryer hookups, closets everywhere for abundant storage, plus a covered front porch and one-car carport for everyday convenience.
The partially fenced yard offers both privacy and shade, making it ideal for relaxing outdoors. With its central location and practical layout, this home is a great opportunity to enjoy the St. Cloud lifestyle with easy access to everything the area has to offer, including unbeatable convenience to dining, shopping, transportation, medical facilities, and the hospital.
$50 PER APPLICANT 18 & OVER. SEC DEP MINIMUM = 1 MONTH'S RENT. $20/MONTH AC FILTER DELIVERY. $195 ADMIN/LEASE FEE IF APPROVED.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,795
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,436 | $1,436 | $1,436 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $8 | $9 | $12 |
| Total Monthly Payment | $83 | $84 | $87 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.