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Presented by
The One Team |
Welcome to 252 Howle Avenue, Unit C-3, a well-maintained 2 bedroom, 1. 5 bath townhouse in the heart of James Island, priced to sell and offering exceptional value in one of Charleston's most convenient locations. Step inside to find updated flooring throughout the main level and a bright, inviting living room filled with natural light. The spacious eat-in kitchen offers abundant cabinet storage, a separate pantry, and plenty of room for a dining table or breakfast nook. Large rear-facing windows overlook the private deck, creating a bright and airy atmosphere throughout the living space. Just beyond the kitchen, you'll find a versatile laundry and mudroom area complete with a stackable washer and dryer, an additional shower, and direct access to the rear deck. A convenient powder room. . . . . . completes the first floor. Upstairs, two generously sized bedrooms share a full bathroom featuring an updated vanity and sliding glass shower enclosure. Updated ceiling fans in both bedrooms and the living room enhance comfort year-round, while ample storage can be found in the bedroom closets, upstairs hallway, under-stair storage area, and laundry room. One of the standout features of this property is the low-maintenance lifestyle. The HOA handles many major exterior responsibilities, including roof maintenance, exterior insurance, landscaping, water service, windows, doors, and deck maintenance. The community also benefits from a newer roof installed in 2022, providing added peace of mind for future owners. Additional highlights include two dedicated parking spaces, ample guest parking, and a highly desirable James Island location that makes it easy to enjoy the Charleston lifestyle. Walk or bike to nearby shops, cafes, restaurants, the historic Terrace Theater, live music at The Pour House, and the popular weekly farmers market. Harris Teeter is less than half a mile away, while Downtown Charleston and Folly Beach are both just minutes from your doorstep. The property is currently tenant occupied. Tenant's lease ends July 31, 2026; please allow 24 hours' notice for all showing requests.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
Sales Associates
William Raveis Real Estate
Phone: 860.850.0500
OneandCompany@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,437 | $1,515 | $1,993 |
| Total Monthly Payment | $1,512 | $1,590 | $2,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.