3 Elizabeth Street, Kingston, NY, 12401 | $349,900

Located just minutes from historic Uptown Kingston, this 3-bedroom, 1-bath home offers solid bones, original character, and an excellent opportunity for buyers looking to add their own updates and personal touches.
Inside, you'll find hardwood floors throughout much of the home, a spacious dining room with built-in storage, and a practical layout that provides a strong foundation for renovation or cosmetic improvements. While the property would benefit from updating, many of its original features offer the kind of charm and craftsmanship that are increasingly difficult to find.
The kitchen includes a washer/dryer combination for added convenience, and the home is heated by a gas-fired forced-air furnace. Outside, cedar shake siding contributes to the home's classic appearance, while the attached one-car garage provides valuable parking and storage space.
This home is ideal for buyers seeking a property with character who are prepared to make cosmetic updates and improvements over time. Whether you're a first-time homeowner, investor, or someone looking to create a personalized space in a desirable location, this property presents an opportunity to build equity while preserving its classic appeal.
Enjoy close proximity to Uptown Kingston's restaurants, shops, historic architecture, farmers markets, and community events. With its desirable location and untapped potential, this home offers a chance to create something special in one of the Hudson Valley's most popular neighborhoods.
Bring your ideas and imagination--this charming home is ready for its next chapter.

Features

  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: In Kitchen
  • Style: Colonial
  • Year Built: 1955
  • Garage: 1-car Attached
  • Heating: Forced Air
  • Cooling: Ceiling Fan(s), Wall/Window Unit(s)
  • Basement: Full, Walk-Up Access
  • Acreage: 0.17
  • Est. Taxes: $6,057
  • Lot Desc: Corner Lot
  • View: Neighborhood
  • School District: Kingston
  • Appliances: Gas Range, Gas Water Heater, Refrigerator, Washer/Dryer Stacked
  • MLS#: 20262969
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/20262969/3elizabethstreet_kingston_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of HOWARD HANNA RAND REALTY

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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3 Elizabeth Street, Kingston, NY, 12401

$349,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $505 $505 $505
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,676 $1,767 $2,324
Total Monthly Payment $2,256 $2,347 $2,904

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.