3065 50th LN SW, Naples, FL, 34116 | $640,000

Discover a rare waterfront retreat nestled on the sparkling shores of Lake Sapphire in the heart of Naples. Perfectly positioned on a quiet cul-de-sac, this exceptional residence enjoys an oversized homesite with an impressive 168 feet of lake frontage, offering expansive water views and unmatched privacy. Designed to embrace the Southwest Florida lifestyle, the property showcases an expansive screened pool area surrounded by tropical landscaping, creating a private resort-style setting for relaxing, entertaining, or simply soaking in the peaceful waterfront ambiance. Beyond the pool, a private fishing dock extend into the lake, offering incredible opportunities to fish, unwind, and enjoy nature right from your backyard. The generous fenced side yard provides plenty of space for pets to play freely, weekend gatherings with friends and family, outdoor dining, and backyard barbecues. Whether you're enjoying your morning coffee by the water, spending afternoons poolside, or casting a line at sunrise, every day feels like a vacation. Inside, the thoughtfully designed split-bedroom floor plan offers spacious open-concept living with brand-new tile flooring throughout. Featuring three bedrooms, two full baths, a two-car garage, multiple living spaces, and a dedicated dining area, the home provides flexibility and comfort for both everyday living and entertaining. Large windows throughout capture natural light and showcase the stunning lakefront setting.
Located in the highly sought-after Golden Gate City area, this property offers the freedom of homeownership without restrictive HOA regulations, allowing you to truly make the space your own. Just minutes from world-class dining, shopping, entertainment, parks, and Naples' renowned white-sand beaches, the location perfectly balances tranquility with convenience. Whether you're searching for a peaceful waterfront sanctuary, a place to enjoy Florida's outdoor lifestyle, or a property with room to grow and create lasting memories, this Lake Sapphire gem delivers an extraordinary opportunity. Additional peace of mind comes with a brand-new roof installed in 2024.

Features

  • Amenities: Fishing Pier
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: GOLDEN GATE CITY
  • Year Built: 1979
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 1,835
  • Acreage: 0.26
  • Est. Taxes: $4,926
  • Lot Desc: Cul-De-Sac,Oversize
  • View: Lake
  • Community Type: Boating,Non-Gated
  • Water Front: Yes
  • Boat Access: Dock Included
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226021851
  • Website: https://www.raveis.com
    /prop/226021851/306550thlnsw_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3065 50th LN SW, Naples, FL, 34116

$640,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $512,000 $512,000 $512,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.650% 5.866%
Monthly Tax Payment $411 $411 $411
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,111 $3,236 $4,218
Total Monthly Payment $3,613 $3,738 $4,720

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.