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Amazing custom home on 5. 05 Acres in Oxford! This spacious home features soaring ceilings, plenty of light and an open floor plan. New metal roof in 2024 when owner added an Inviting covered patio 44' X 20' for outdoor entertaining. There is a spiral staircase to an upstairs loft. The great room is open to the kitchen. This chefs kitchen has a huge island and commercial refrigerator and range. There is Luxury Vinyl flooring throughout the home. This home has two primary bedrooms with luxury ensuite baths and walk-in closets. There is a separate dining area and a room that could be an office or a den on the first floor. There is a loft upstairs that could be used as a sitting area for relaxing or an office area. The property is fenced and cross fenced. There is an electric gate. Has water to the pasture. The raised planting beds are ready for your garden. The fencing has lighting all around. There is a detached oversized two car garage. This home is minutes from I-75 and convenient to The Villages for shopping, medical and entertainment. Come see this beautiful home today.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,920 | $679,920 | $679,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.121% | 6.183% |
| Monthly Tax Payment | $240 | $240 | $240 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,968 | $4,076 | $5,738 |
| Total Monthly Payment | $4,300 | $4,408 | $6,070 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.