3122 North Avenue, Burlington, VT, 05408 | $699,900

Completely rebuilt from the floor joists up, this exceptional New North End home offers the rare opportunity to own what is essentially a new home in one of Burlington’s most desirable lakefront neighborhoods. Every major system and finish has been replaced or upgraded, including all new insulation throughout, new plumbing, new fixtures, a new HVAC system with central air conditioning, new 200-amp electrical service, new hardwood floors, and all new up/down blinds on every window. The thoughtfully redesigned open-concept floor plan blends timeless Vermont character with modern luxury, featuring custom shiplap walls, exposed timber beams, designer lighting, and a stunning new gas fireplace. At the center of the home is a completely redesigned chef’s kitchen with custom cabinetry, stone countertops, farmhouse sink, marble backsplash, oversized island, gas range, and a full suite of appliances that are only one year old. Beautifully renovated bathrooms feature custom vanities, high-end tilework, premium fixtures, and radiant heated floors. A new second-floor bathroom was added as part of the renovation, creating a private upper-level retreat complete with vaulted shiplap ceilings, skylights, custom built-ins, and spa-like finishes. Outside, the charming cedar-shingle exterior and landscaped yard complement the home’s extensive improvements, while an invisible dog fence provides added convenience for pet owners. Enjoy deeded lake access and direct proximity to the Burlington Bike Path, which runs just beyond the backyard, offering easy access to Lake Champlain, beaches, parks, and downtown Burlington. Rarely does a property combine the character of a classic Vermont home with the peace of mind, efficiency, and comfort of virtually new construction. This is truly a turnkey opportunity in an unbeatable Burlington location.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full / 1 three-quarter
  • Style: Cape
  • Year Built: 1940
  • Heating: Electric,Forced Air,Heat Pump,Radiant Floor
  • Cooling: Central AC
  • Approx Sq. Feet: 1,538
  • Acreage: 0.16
  • Est. Taxes: $8,177
  • Lot Desc: Beach Access,Lake Access,Near Paths
  • Elem. School: Assigned
  • Middle School: Lyman C. Hunt Middle School
  • High School: Burlington High School
  • School District: Burlington School District
  • MLS#: 5092709
  • Website: https://www.raveis.com
    /prop/5092709/3122northavenue_burlington_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/4/2026
Listing courtesy of Flat Fee Real Estate   Phone: 802-318-0833
Listing Agent: Robert Foley

William Raveis Family of Services

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888.699.8876

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3122 North Avenue, Burlington, VT, 05408

$699,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,920 $559,920 $559,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $681 $681 $681
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,353 $3,535 $4,650
Total Monthly Payment $4,126 $4,308 $5,423

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.