385 13th ST SW, Naples, FL, 34117 | $1,125,000

One or more photo(s) has been virtually staged, AI generated or rendered. More than just a home: the ultimate workshop and living space. This private, gated, and sprawling 2. 5-acre compound offers such an opportunity while providing unmatched versatility. Having 9, 978 total sq. ft of indoor and outdoor living; it gives you plenty of room to live all with no HOA restrictions. The expansive 2, 444 sq. ft under air main residence features 3-bedrooms plus den, 2 full baths, living room, family room, formal dining area, laundry room, volume and tray ceilings, tile flooring throughout with carpet in bedrooms, and a 2-car attached garage.   The chef’s kitchen boasts granite countertops, custom cabinetry, stainless steel appliances, a breakfast bar, and an eat-in casual dining nook. The split-bedroom layout ensures maximum privacy for the primary suite. It features a spacious bedroom, walk-in closet, direct lanai access, and an ensuite with dual sinks, a soaking tub, and a glass enclosed shower. Step outside to your ultimate outdoor oasis that boasts 2, 931 sq. feet. The fully tiled lanai is screened-in, has a saltwater pool with raised spa, cabana with a summer kitchen, granite countertops, island, dedicated pool bath and shower. The second detached building is a hobbyist’s dream having a massive 4, 087 sq. ft total under roof, 3, 086 sq. ft of temperature-controlled garage/workshop and storage loft. It has an open carport, covered entries and storage room. The 724 sq. ft under air efficiency guest house has a bedroom, living area, kitchenette, and full bath. The 5, 530 sq. ft listed includes both the main house and the guest house/ workshop/ garage under air. The property is completely fenced, has a circular driveway in the back of the property, has a brand-new automated entry gate, lush, manicured landscaping, full irrigation in front and back of main residence, solar panels (installed 2024) on main residence, two brand new water heaters (one in main residence and one in the guest house), all brand-new A/C units in the guest house and workshop/ garage, and newer A/C in main residence (Nov/Dec 2025). This rare real estate sits perfectly located just off Golden Gate Blvd near the Estates Library, shopping, and dining.

Features

  • Amenities: Horses OK,Other,See Remarks
  • Bedrooms: 4
  • Baths: 3 full
  • Style: 1 Story/Ranch
  • Development: GOLDEN GATE ESTATES
  • Year Built: 2004
  • Garage: 6-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 5,530
  • Acreage: 2.5
  • Est. Taxes: $5,562
  • Lot Desc: Horses Ok,Regular
  • View: Landscaped Area
  • Community Type: No Subdivision
  • Elem. School: BIG CYPRESS ELEMENTARY
  • Middle School: CYPRESS MIDDLE SCHOOL
  • High School: GULF COAST HIGH SCHOOL
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226019120
  • Website: https://www.raveis.com
    /eprop/226019120/38513thstsw_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Royal Shell Real Estate, Inc.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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385 13th ST SW, Naples, FL, 34117

$1,125,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $900,000 $900,000 $900,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.320% 6.361% 6.183%
Monthly Tax Payment $464 $464 $464
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,396 $5,541 $7,595
Total Monthly Payment $5,985 $6,130 $8,184

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.