16 Ewing St., Saint Augustine Beach, FL, 32080 | $875,000

OWNER MOTIVATED! BRING OFFERS! Rare opportunity to own the only currently listed duplex in St. Augustine Beach featuring two spacious 3BR/2BA units, each with its own garage, private entrance, and in-unit laundry. With six total bedrooms, this property offers exceptional income potential and flexibility for short-term rentals (30 days per licensing), long-term tenants, multigenerational living, or owner-occupancy with rental income. Offered fully furnished and located on a quiet dead-end street just a short walk to the beach, this turnkey property combines strong investment potential with an unbeatable coastal lifestyle. Historic Downtown St. Augustine, restaurants, shopping, and attractions are only minutes away. Extensively renovated, the property features Hardie Board siding, a newer roof, HVAC systems with Nest thermostats, updated electrical panels, repiped plumbing, newer water heaters, connection to county sewer, LVP flooring, granite countertops, stainless steel appliances, updated bathrooms, keyless entry systems, and more. The downstairs unit offers a screened lanai and fenced yard, while the upstairs unit enjoys a spacious balcony perfect for enjoying the coastal breeze. County sewer connection is already in place, eliminating the maintenance concerns often associated with older beach properties. An adjacent parcel at 14 Ewing Street is available separately and may be negotiated with the sale. Turnkey, furnished, and ready for its next owner in one of Northeast Florida's most desirable beach communities.

Features

  • Units: 2
  • Lot Size: 0.24
  • Year Built: 1982
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 0
  • Lot Size: 0.24
  • Boat Access: No
  • MLS#: 262713
  • Days on Market: 201 days
  • Website: https://www.raveis.com
    /prop/262713/16ewingst_saintaugustinebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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16 Ewing St., Saint Augustine Beach, FL, 32080

$875,000

Connie Kommer Team

Sales Associates

William Raveis Real Estate

Phone: 239.304.6994

ConnieKommerTeam@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $700,000 $700,000 $700,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.235% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,085 $4,253 $5,907
Total Monthly Payment $4,177 $4,345 $5,999

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.