|
|
Presented by
Connie Kommer Team |
OWNER MOTIVATED! BRING OFFERS! Rare opportunity to own the only currently listed duplex in St. Augustine Beach featuring two spacious 3BR/2BA units, each with its own garage, private entrance, and in-unit laundry. With six total bedrooms, this property offers exceptional income potential and flexibility for short-term rentals (30 days per licensing), long-term tenants, multigenerational living, or owner-occupancy with rental income. Offered fully furnished and located on a quiet dead-end street just a short walk to the beach, this turnkey property combines strong investment potential with an unbeatable coastal lifestyle. Historic Downtown St. Augustine, restaurants, shopping, and attractions are only minutes away. Extensively renovated, the property features Hardie Board siding, a newer roof, HVAC systems with Nest thermostats, updated electrical panels, repiped plumbing, newer water heaters, connection to county sewer, LVP flooring, granite countertops, stainless steel appliances, updated bathrooms, keyless entry systems, and more. The downstairs unit offers a screened lanai and fenced yard, while the upstairs unit enjoys a spacious balcony perfect for enjoying the coastal breeze. County sewer connection is already in place, eliminating the maintenance concerns often associated with older beach properties. An adjacent parcel at 14 Ewing Street is available separately and may be negotiated with the sale. Turnkey, furnished, and ready for its next owner in one of Northeast Florida's most desirable beach communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
Sales Associates
William Raveis Real Estate
Phone: 239.304.6994
ConnieKommerTeam@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $700,000 | $700,000 | $700,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.235% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,085 | $4,253 | $5,907 |
| Total Monthly Payment | $4,177 | $4,345 | $5,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.