|
Presented by
Team Results |
428 Michael Sears Rd., Belchertown, MA, 01007 | $449,900
This is a four bedroom, 1. 5 bath colonial set on a corner lot on a desirable country street. The deck with an attached gazebo overlooks the large manicured yard. The living room features hardwood cherry floors with a stone fireplace. Cherry floors extend to the dining room and center hallway. The kitchen was recently updated with new cabinets, quartz countertop, stove, & dishwasher. The kitchen also features a slider to the back deck and french doors out to a an accommodating sunroom with several sliders & a vaulted ceiling. There are four bedrooms on the second level, all of which have wall-to-wall carpeting. The main bathroom is accessed by the primary bedroom and the hallway. It has a dual sink and a granite countertop. The basement has been partially finished, as well. It is accessed through the two car garage and the hallway. Other updates include a 3 year old roof and well pump. There is also a newer hot water tank. This home is a great opportunity.
Features
- Amenities: Pool, Tennis Court(s), Park, Walk/Jog Trails, Stable(s), Golf, Bike Path, Conservation Area, House of Worship, Public School
- Rooms: 8
- Bedrooms: 4
- Baths: 1 full / 1 half
- Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
- Style: Colonial
- Year Built: 1976
- Garage: 2-car Attached
- Heating: Central, Forced Air, Propane
- Cooling: None
- Basement: Full, Partially Finished, Concrete
- Approx Sq. Feet: 1,500
- Acreage: 0.94
- Est. Taxes: $5,336
- Lot Desc: Corner Lot, Cleared, Gentle Sloping, Level
- Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator
- MLS#: 73529993
- Website: https://www.raveis.com
/prop/73529993/428michaelsearsrd_belchertown_ma?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | Second |
| Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | Second |
| Bedroom 4 | Closet, Flooring - Wall to Wall Carpet | Second |
| Dining Room | Flooring - Hardwood | First |
| Kitchen | Flooring - Stone/Ceramic Tile, Countertops - Upgraded, Cabinets - Upgraded, Slider | First |
| Living Room | Flooring - Hardwood | First |
| Master Bedroom | Bathroom - Full, Bathroom - Double Vanity/Sink, Flooring - Wall to Wall Carpet | Second |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Team ResultsSales Associates
347.697.9990
TeamResults@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 24240
914.494.1459
Vincent.DiMella@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
428 Michael Sears Rd., Belchertown, MA, 01007
$449,900
Team Results
Sales Associates
William Raveis Real Estate
Phone: 347.697.9990
TeamResults@raveis.com
Vincent DiMella
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,920 | $359,920 | $359,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $445 | $445 | $445 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,187 | $2,275 | $2,965 |
| Total Monthly Payment | $2,707 | $2,795 | $3,485 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630