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Welcome to 11903 Ranchers Gap Drive, a stunning and rarely available MI Homes Madeira II floor plan located in the heart of Starkey Ranch. This meticulously maintained single-story home offers the perfect blend of elegance, functionality, and energy efficiency with 4 bedrooms, 3 full bathrooms, a dedicated flex space, and thoughtfully designed living areas throughout.
From the moment you step inside, you'll be captivated by the home's soaring tray ceilings, designer light fixtures, and upscale finishes that create a true model-home feel. The gourmet kitchen is a chef's dream, featuring quartz countertops, premium stainless steel appliances, under-cabinet lighting, abundant cabinetry, and an oversized island that seamlessly overlooks the spacious living room, making entertaining effortless.
The heart of the home is the beautifully customized family room, highlighted by a stunning built-in electric fireplace and feature wall that serves as a striking focal point while creating a warm and inviting atmosphere. A separate dining space provides the perfect setting for everything from intimate dinners to holiday gatherings.
Retreat to the luxurious primary suite, where you'll find dual walk-in closets, a spa-inspired bathroom, and an upgraded walk-in shower complete with a relaxing rain shower head designed to make every day feel like a stay at a luxury resort. Three additional bedrooms and two full guest bathrooms provide plenty of space for family, guests, or multigenerational living.
Step outside and enjoy Florida living at its finest, with space to relax, entertain, and enjoy the beautiful Starkey Ranch lifestyle. Adding even more value, the home is equipped with fully paid-off solar panels, resulting in an incredibly low average electric bill of approximately $30 per month, offering substantial savings year after year.
Located within Starkey Ranch, one of Tampa Bay's most sought-after master-planned communities, residents enjoy access to resort-style pools, miles of scenic trails, parks, playgrounds, community events, top-rated schools, and an unmatched sense of community. This exceptional home truly checks every box and offers a rare opportunity to own one of MI Homes' most desirable floor plans in one of the area's premier neighborhoods.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$584,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $467,920 | $467,920 | $467,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $826 | $826 | $826 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,768 | $2,919 | $3,854 |
| Total Monthly Payment | $3,686 | $3,837 | $4,772 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.