4878 W BREEZE CIRCLE, Palm Harbor, FL, 34683 | $825,000

Under contract-accepting backup offers. AVAILABLE TO SHOW DURING COMING SOON. Welcome to your Florida dream home in the highly desirable West Breeze Estates community of Palm Harbor. This beautifully updated 4-bedroom, 3-full bath residence offers 3, 150 square feet of thoughtfully designed living space, including a dedicated office/den, a 3-car garage, and a private backyard oasis with a sparkling pool.
Designed for function, comfort and entertaining, the open-concept floor plan features high ceilings, crown molding, plantation shutters, and multiple living areas enhanced by built-in surround sound inside and out. Upon entry, you'll be drawn through the spacious main living area to the beautifully landscaped, fenced backyard overlooking a tranquil preserve. The paver patio surrounds the pool and outdoor shower. Decorative lighting creates the perfect ambiance for outdoor enjoyment.
The designer kitchen showcases custom cabinetry with soft-close drawers, marble countertops, a built-in wine cooler, wine rack, walk-in pantry, and custom range hood.
This home features two primary suites, each with an ensuite bath. A 1, 200-square-foot addition completed in 2009 includes a 600-square-foot upstairs primary retreat featuring two walk-in closets and a spacious ensuite bath, along with a 600-square-foot great room on the main level.
A new roof installed in 2024 completes the home.
Ideally located minutes from Tarpon Springs, Sunset Beach, Fred Howard Park, boating, dining, shopping, and recreation, this exceptional home offers the perfect combination of luxury, comfort, and location. This property has no history of flooding, is not in a flood zone and flood insurance is not federally mandated.
Come experience 4787 West Breeze Circle—where living the Florida lifestyle is truly a breeze.

Features

  • Rooms: 5
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 62 x 115
  • Laundry: Laundry Room
  • Year Built: 2003
  • Garage: 3-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,152
  • Acreage: 0.26
  • Lot Size: 62 x 115
  • Est. Taxes: $4,795
  • HOA Fee: $775 Annually
  • Lot Desc: Landscaped, Sidewalk, Unincorporated
  • Pool: In Ground
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8513262
  • Days on Market: 27 days
  • Website: https://www.raveis.com
    /prop/TB8513262/4878wbreezecircle_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2026 6:33:58 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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4878 W BREEZE CIRCLE, Palm Harbor, FL, 34683

$825,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $660,000 $660,000 $660,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.218% 6.133% 6.183%
Monthly Tax Payment $400 $400 $400
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,904 $3,957 $5,569
Total Monthly Payment $4,396 $4,449 $6,061

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.