9498 SE 174TH LOOP, Summerfield, FL, 34491 | $289,900

NEW ROOF (2023) NEW HVAC (2022), NEW WATER HEATER (2024), and PROFESSIONALLY CLEANED AIR DUCTS (2024). Welcome to your own private oasis in the Beautiful Gated 55+ Golf Community of SPRUCE CREEK SOUTH, adjacent to THE VILLAGES, Florida and surrounded by everything that makes Central Florida living so desirable. Known for its active lifestyle, friendly atmosphere, and exceptional amenities. Nestled on a desirable CORNER LOT, this meticulously maintained PALM III Model built in 2003 with over 1, 880 square feet under air invites you to enjoy easy Florida living with 2 Bedrooms, 2 Bathrooms, and a BRIGHT FLORIDA ROOM that serves as the perfect space to unwind with your morning coffee, entertain friends, or simply enjoy the sunshine year round. From the moment you step inside, you'll appreciate the SOARING CEILINGS AND NO POPCORN CEILINGS, open and airy feel, and stylish LUXURY VINYL PLANK FLOORING that flows throughout the home. The well-appointed kitchen is designed to please, Featuring newer appliances, NEW DEEP KITCHEN SINK, abundant cabinetry, generous counter space, and an adjacent INSIDE LAUNDRY ROOM for added convenience. Updates include NEW ROOF (2023) NEW HVAC (2022), NEW WATER HEATER (2022), and PROFESSIONALLY CLEANED AIR DUCTS (2022). One of the many highlights of this location is LEGAL GOLF CART ACCESS, allowing you to easily reach nearby shopping, restaurants, banks, medical offices, and top-rated hospitals without ever needing to get in your car. Life in Spruce Creek South feels like a year round vacation. Residents enjoy pickleball, tennis, swimming, bocce ball, scenic walking trails, and an active community center complete with a fitness room, sauna, library, billiards room, craft spaces, games, and an endless variety of clubs and social activities. Golf enthusiasts will especially appreciate the community's popular 18 hole Links Golf Course, offering beautiful fairways just moments from your front door. With convenient access to I-75, exciting day trips, entertainment, and all that Central Florida has to offers are always within easy reach. Discover why so many are proud to call Spruce Creek South home and start living the vibrant Florida lifestyle you've always imagined!

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Pickleball Court(s), Pool, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2003
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,884
  • Acreage: 0.15
  • Est. Taxes: $2,902
  • HOA Fee: $180 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM725767
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/OM725767/9498se174thloop_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/17/2026 8:17:09 AM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-233-2200

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9498 SE 174TH LOOP, Summerfield, FL, 34491

$289,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,920 $231,920 $231,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.524% 5.846%
Monthly Tax Payment $242 $242 $242
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,372 $1,447 $1,910
Total Monthly Payment $1,689 $1,764 $2,227

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.