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Beautifully Renovated Home Near Stetson University & Downtown DeLand Just a few blocks from Stetson University and a short walk or bike ride to charming downtown DeLand, this beautifully renovated home combines modern updates with timeless character. One of the home's most unique features is its fully finished lower level—a rare find in Florida. Built into a natural hillside, this private living space includes its own entrance, living room, bedroom, bathroom, kitchenette, and oversized walk-in closet. Whether used as an in-law suite, Airbnb, long-term rental, or private guest quarters, the possibilities are endless. The main level offers a stunning kitchen with stainless steel appliances, natural stone countertops, a gas cooktop, original hardwood floors, plantation shutters, fresh paint, and updated fixtures throughout. All three bathrooms have been fully renovated, and a spacious laundry room provides additional storage. A large fenced backyard, long driveway, and additional parking spaces add convenience, while the energy-efficient HVAC system and Nest thermostat help keep utility costs low. Enjoy the perfect blend of location, flexibility, and modern comfort in one of DeLand's most desirable neighborhoods. Buyer to independently verify all information, including square footage. Property may be subject to audio and video surveillance.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $437 | $437 | $437 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,036 | $2,147 | $2,823 |
| Total Monthly Payment | $2,548 | $2,659 | $3,335 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.