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This is it - Your Happily Ever After Home! This stunning 2400 square foot colonial is located in the sought after community of Moffat Ridge in the village of Washingtonville, home to America's oldest operating winery. Offering 3 bedrooms, two and half baths and a fully finished walk-out lower level. Step into the impressive foyer where the attention to detail begins. You will be greeted with hardwood floors, designer paint palettes and custom molding. The living room is both elegant and comfortable with two story windows allowing for natural light, soaring ceilings and a wood burning fireplace for those chilly nights. Wander into the chef's kitchen featuring granite counters a breakfast nook, tiled backsplash, soft close pewter and glazed cabinetry with pull out drawers, a built in Bosch built in microwave, Miele dishwasher, and a five burner Bosch gas range and oven. Adjacent to the kitchen is the formal dining room, ideal for large gatherings and milestone celebrations. A half bath completes the main floor. The second level starts with a wide staircase, and offers a dramatic two story overlook into the living room accented by custom columns. Onto the primary suite with angled ceilings, a walk in closet and ensuite bath with a jetted tub, two additional guest bedrooms and a full guest bath. The fully finished walk-out lower level offers oversized closet space, a beautiful family room perfect for movie night, and a laundry room with a convenient folding station. Step outside and enjoy the fully fenced back yard perfect for your two or four legged little ones, a deck for outdoor dining and entertaining and a lower level patio. Finer points of this home are new HVAC~2025, boiler~2026, hot water heater~2021, primary bath~2018, five zone heat and central air zones, ecobee smart thermostats, MYQ garage key pad technology, two car garage with additional parking. and a maintenance free yard. Never rake leaves again. The small hoa fee of $60 a month handles the lawn care. Additionally, the owners have taken the time to reduce the taxes for the new owner which resulted in an annual savings of over $3000. 00 not including the NYS Star savings of approximately an additional $700. 00 Location is everything and this home is a commuters dream being right off Route 94 and minutes from the train station, I84, Route 17 and I87. Walking distance to grocery stores, quaint cafes, boutiques, and pubs. Come see why everyone wants to live in Moffat Ridge.
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Our Executive Mortgage Banker:
$569,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $455,920 | $455,920 | $455,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,253 | $1,253 | $1,253 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,731 | $2,879 | $3,786 |
| Total Monthly Payment | $4,076 | $4,224 | $5,131 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.