23 Decker Farm, Monticello, NY, 12701 | $439,999

Experience refined country living in this beautifully crafted turnkey new-construction ranch featuring 1, 561 square feet of elegant living space and a 378-square-foot attached garage. Privately nestled at the end of a quiet road, this thoughtfully designed residence offers a rare combination of modern comfort, quality craftsmanship, and peaceful seclusion. From the moment you arrive, the elegant horseshoe driveway creates a striking first impression while providing added convenience and curb appeal. Inside, an inviting open-concept floor plan welcomes you with soaring tray ceilings, abundant natural light, and seamless indoor-outdoor living. A glass sliding door opens to the backyard, creating the perfect setting for relaxing, entertaining, or simply enjoying the tranquil surroundings. The home features three well-appointed bedrooms, including a spacious primary suite with a private spa-inspired bath featuring a double vanity and radiant heated floors, creating a warm and comfortable retreat throughout the seasons. Every detail has been thoughtfully designed to enhance both comfort and functionality. Additional highlights include a one-car garage with direct interior access and a dedicated laundry area, making everyday living effortless. Ideally located just minutes from Resorts World Catskills, Holiday Mountain, shopping, dining, and major highways, this exceptional property offers a rare combination of tranquility and accessibility. Whether you're searching for a full-time residence, weekend getaway this stunning new-construction home is ready to impress. Located 2 hours from NYC.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 2026
  • Garage: 1-car
  • Heating: Forced Air
  • Cooling: Central Air
  • Basement: None
  • Approx Sq. Feet: 1,561
  • Acreage: 0.75
  • Est. Taxes: $5,400
  • Elem. School: George L Cooke School
  • Middle School: Robert J Kaiser Middle School
  • High School: Monticello High School
  • School District: Monticello
  • Appliances: Dishwasher, Exhaust Fan, Freezer, Oven, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 1006613
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/1006613/23deckerfarm_monticello_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Land and Water Realty LLC   Phone: 845-807-2630

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

23 Decker Farm, Monticello, NY, 12701

$439,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,999 $351,999 $351,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.412% 6.640% 5.952%
Monthly Tax Payment $450 $450 $450
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,139 $2,223 $2,923
Total Monthly Payment $2,664 $2,748 $3,448

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.