23 Old Cross Road, Warwick, NY, 10990 | $599,000

Nestled along a picturesque country road in the heart of Warwick, this inviting 3-bedroom high ranch offers the perfect blend of comfort, space, and the relaxed Warwick Valley lifestyle. Surrounded by the beauty of nature, the home welcomes you with sun-drenched living spaces, wood floors, and an airy layout designed for everyday living and effortless entertaining. A finished lower level provides a space to make your own to suit your needs complete with a wood burning stove, half bath, access to patio, and 2-car garage. Step outside to a spacious deck complete with awning, providing the perfect setting for al fresco dining, summer barbecues, or relaxing while overlooking the expansive backyard, which offers endless possibilities—create the garden you've always envisioned, set up outdoor games, enjoy gatherings around a fire pit, or simply savor the peaceful surroundings. Beyond the property, you'll find yourself just minutes from all that makes Warwick such a sought-after destination. Explore the charming Village of Warwick, known for its exceptional restaurants, cafés, local boutiques, and vibrant community atmosphere. Spend weekends visiting renowned wineries and breweries, browsing seasonal farmers markets, attending beloved local festivals, or enjoying outdoor summer concerts under the stars. Nearby parks, hiking trails, golf courses, and year-round recreational opportunities further enhance the appeal of this exceptional location. You will appreciate the convenient proximity to schools and being within 60 minutes to the GW Bridge. Offering the tranquility of country living with convenient access to Warwick's rich array of dining, entertainment, and outdoor attractions, this home is ready for its next chapter and the memories waiting to be made.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Raised Ranch
  • Year Built: 1978
  • Garage: 2-car
  • Heating: Baseboard, Hot Water, Oil
  • Cooling: None
  • Basement: Finished, Walk-Out Access
  • Approx Sq. Feet: 1,842
  • Acreage: 2.6
  • Est. Taxes: $9,676
  • Elem. School: Sanfordville Elementary School
  • Middle School: Warwick Valley Middle School
  • High School: Warwick Valley High School
  • School District: Warwick Valley
  • Appliances: Dryer, Oven, Refrigerator, Washer
  • MLS#: 1007503
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/1007503/23oldcrossroad_warwick_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of HOWARD HANNA RAND REALTY   Phone: 845-986-4848

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

23 Old Cross Road, Warwick, NY, 10990

$599,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.650% 5.866%
Monthly Tax Payment $806 $806 $806
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,912 $3,029 $3,947
Total Monthly Payment $3,810 $3,927 $4,845

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.