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What a great opportunity to own an adorable home on a corner lot on one of coastal Fairfield's side streets! This house feels spacious and cared for throughout with 4 bedrooms, 3 full bathrooms, and a beautiful side deck for entertaining. The main floor has hardwood flooring throughout with a built-in TV wall and the living room is open to the kitchen with a large island. The kitchen features white cabinetry, granite countertops on the perimeter, quartz on the island, and newer stainless appliances all blending well together! There's a convenient side door with quick access to the deck and two-car detached garage. The main floor has two bedrooms, closets, and a large full bathroom with shower and tub! Upstairs features laminate flooring and the primary bedroom has a vaulted ceiling with recessed lighting, another great size bedroom and full bathroom with shower. The completely finished lower level features a living room, kitchenette area, full bathroom, laundry closet, and extra room for office or play. It's a great bonus space for guests and enjoyment! This home features an on-demand hot water heater, newer gas furnace in the last few years and additional unfinished storage spaces. Close to dining, grocery stores, bakeries and many amenities to take advantage of by car or walking! Fairfield offers 7 public beaches, 3 train stations, a splash pad, plus wonderful restaurants, shops, and events for all ages. This home presents a great opportunity to join the community! The public record says 3 bedrooms, 2 full bathrooms and 200 SF in the basement. The owner finished one of the bedrooms on the second floor that was not finished and added more SF in the basement when he purchased in 2003. Both spaces have been finished for more than 10 years. Basement SF on the listing is estimated. HIGHEST & BEST OFFERS DUE THURSDAY, 6/11 AT 9: 00 AM EST.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Laminate Floor | 16.2 x 12.7 | Upper |
| Bedroom 2 | Hardwood Floor | 10.2 x 12.5 | Main |
| Bedroom 3 | Hardwood Floor | 11.1 x 12.7 | Main |
| Family Room | Hardwood Floor | 13.7 x 20.1 | Main |
| Full Bath | Stall Shower,Tile Floor | 6.5 x 6.9 | Upper |
| Full Bath | Stall Shower,Tub w/Shower,Tile Floor | 9.3 x 6.1 | Main |
| Kitchen | Remodeled,Granite Counters,Quartz Counters,Island,Hardwood Floor | 12.1 x 13.0 | Main |
| Primary Bedroom | Vaulted Ceiling,Laminate Floor | 18.8 x 16.1 | Upper |
| Rec/Play Room | Lower |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $472,000 | $472,000 | $472,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $555 | $555 | $555 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,827 | $2,945 | $3,888 |
| Total Monthly Payment | $3,474 | $3,592 | $4,535 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.