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Beautifully maintained and thoughtfully updated, this 3 bedroom hi-ranch offers an exceptional combination of comfort, functionality, and outdoor enjoyment in the top rated Three Village School District. Ideally located with neighborhood access to the North Shore Rail Trail, this home provides the perfect balance of recreation, convenience, and everyday living. The main level features bright, inviting living spaces complemented by natural light and an open flow. The kitchen is equipped with natural gas cooking, an updated refrigerator, a Bosch dishwasher, and updated washer and dryer. The spacious lower level offers versatility with a large recreation room featuring a cozy gas fireplace, dry bar, and ample space for entertaining, hobbies, or relaxation. Enjoy outdoor living with a spacious deck featuring a convenient gas BBQ hookup, a patio for additional entertaining space, and an above ground salt water pool surrounded by beautifully landscaped grounds. Improvements include updated windows, siding, roof, and central air conditioning, plus more. Additional features include generator hook up, attic storage, cedar closet, attached one car garage, and an extra large driveway. Conveniently located near parks, shopping, dining, transportation, and beaches, this well maintained home presents an outstanding opportunity to enjoy comfortable living in one of Long Island's most desirable school districts.
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Our Executive Mortgage Banker:
$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $471,200 | $471,200 | $471,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $975 | $975 | $975 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,863 | $2,978 | $3,881 |
| Total Monthly Payment | $3,930 | $4,045 | $4,948 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.