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A cozy two-story home located within walking distance of everything that Hamden has to offer. The front entryway opens to a living room that features a working fireplace and hardwood flooring throughout which adds warmth and charm to this gem. Beautiful leaded glass windows add an ambiance you no longer find in today's homes. The kitchen is spacious and well-equipped, boasting ample cabinetry and hardwood accents, offering a functional workspace. The three bedrooms are generously sized, providing ample room for rest and relaxation. The primary bedroom and bathroom are also spacious, ensuring comfort and privacy. Throughout the home, a neutral color palette creates a serene and welcoming environment, complemented by the property's convenient location and picturesque landscaping. The ample storage space ensures the home can accommodate the needs of a variety of lifestyles. A partially finished, heated basement can be used for additional social gatherings, exercise room or any number of activities for the new owner. The laundry room, which has a working washer and dryer sits across from an updated gas fired furnace to keep things warm and cozy during the coming winters. The property features a well maintained, charming exterior and spacious yard, creating a picturesque and inviting atmosphere. A fenced-in yard, large two-car garage and a detached backyard deck for outdoors social gatherings completes this one-of-a-kind treasure.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Den | Upper |
| Dining Room | Main |
| Full Bath | Upper |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.615% | 5.952% |
| Monthly Tax Payment | $638 | $638 | $638 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,551 | $1,611 | $2,119 |
| Total Monthly Payment | $2,264 | $2,324 | $2,832 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.