148 Foltim Way, Congers, NY, 10920 | $550,000

Beautifully maintained 2-bedroom, 2. 5-bath townhouse in desirable Congers, offering bright, comfortable living and a layout that truly works for everyday life. This single-family attached home is exceptionally clean and move-in ready, with spacious rooms and an abundance of natural light throughout. The main level features a dramatic living area with vaulted ceilings, creating an open and airy feel, with flexibility for both living and dining. The eat-in kitchen offers an island for meal prep along with a dedicated dining area, all thoughtfully designed in one cohesive space. Sliding doors lead to a private deck overlooking the wooded backdrop of Rockland Lake State Park—perfect for relaxing or entertaining. Upstairs, both bedrooms are designed as private suites, each with its own full bathroom and ample closet space, offering comfort and privacy. The lower level provides additional finished space currently being used as a bedroom, but easily adaptable as a recreation room, home office, or guest space, along with access to the attached one-car garage. Located in a well-kept PUD community. Long Clove Mews, with low maintenance, this home offers convenient access to parks, shopping, dining, and major roadways, making day-to-day living and commuting simple. A wonderful opportunity to own a thoughtfully cared-for home in a great location.

Features

  • Amenities: Clubhouse, Maintenance, Maintenance Grounds, Playground, Snow Removal
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Gas Dryer Hookup, Laundry Room, Other
  • Year Built: 1998
  • Garage: 1-car
  • Heating: Forced Air, Hot Water, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,396
  • Acreage: 0.03
  • Est. Taxes: $10,265
  • HOA Fee: $170 Monthly
  • Lot Desc: Back Yard, Landscaped, Near Public Transit, Near School, Near Shops, Part Wooded, Private, Restrictions
  • View: Mountain(s), Neighborhood, Trees/Woods
  • Elem. School: Lakewood Elementary School
  • Middle School: Felix Festa Achievement Middle Sch
  • High School: Clarkstown North Senior High School
  • School District: Clarkstown
  • Appliances: Dishwasher, Dryer, Gas Range, Microwave, Range, Refrigerator, Washer
  • MLS#: 1008365
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/1008365/148foltimway_congers_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Howard Hanna Rand Realty   Phone: 845-634-4202

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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148 Foltim Way, Congers, NY, 10920

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $855 $855 $855
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,635 $2,778 $3,654
Total Monthly Payment $3,582 $3,725 $4,601

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.