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Welcome to 15 Cloverdale Circle, a spacious and versatile home set on a quiet corner lot in one of Deep River's most desirable neighborhoods. Offering 3 plus bedrooms with limitless flexibility this property is ideal for single-level living, multi-generational households, guests, or those seeking additional living and work-from-home space. The main level features a large open kitchen with dining area, generous living spaces, hardwood floors, a wood burning fireplace, two full bathrooms, and direct access to an expansive two-level deck perfect for entertaining, outdoor dining, or relaxing in the peaceful setting. The recently remodeled walk-out lower level offers exceptional flexibility with both interior and private exterior access. This inviting space includes a large living area, kitchenette with dining space, a separate room used as a bedroom, and a beautifully updated full bathroom, creating an ideal setup for extended family, guests, recreation, or a home office. Adding to the property's unique character, the historic Essex Steam Train travels through the area, offering a charming connection to one of Connecticut's most beloved attractions. Walk to Deep River Center just a mile away, 2. 5 miles to Chester and only 6 miles to Essex! You'll enjoy easy access to award-winning restaurants, boutique shopping, galleries, marinas, farmers markets, & year-round community events. Beautifully maintained & updated, newer roof, siding, public sewer & water! This is a flexible 3+ Bedroom Home with Walk-Out Living Suite Near Chester, Essex & Deep River Villages featuring: Coveted Tri-Town location Minutes to Chester Village, Essex and Deep River centers Historic Connecticut River Valley Seasonal steam train views and nostalgia Entertainer's two-level deck Quiet corner lot setting Shoreline lifestyle Near marinas, hiking trails and river recreation Charming New England villages Easy access to restaurants, galleries and boutiques Nature lover's paradise
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Dining Room | Hardwood Floor | Main |
| Eat-In Kitchen | Granite Counters,Tile Floor | Main |
| Full Bath | Tub w/Shower,Tile Floor | Main |
| Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | Main |
| Other | Laundry Hookup | Main |
| Primary BR Suite | Stall Shower,Walk-In Closet,Tile Floor | Main |
| Primary BR Suite | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $416 | $416 | $416 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,309 | $2,402 | $3,130 |
| Total Monthly Payment | $2,800 | $2,893 | $3,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.