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WATERFRONT LIVING WITH DIRECT ACCESS TO THE HARRIS CHAIN OF LAKES! Situated on a spacious homesite with canal frontage leading directly to Lake Griffin and the renowned Harris Chain of Lakes, this property offers a rare opportunity for boating, fishing, kayaking, paddleboarding, and enjoying Old Florida waterfront living right from your backyard. The canal is wide and navigable, and a private dock is already in place, making it easy to spend the day on the water. From your dock, enjoy convenient access to Lake Griffin, waterfront restaurants, fishing destinations, and nearby Lake Griffin State Park. The home offers approximately 1, 888 square feet under heat and air, including a Florida Room with its own mini-split system for year-round comfort. Outside, the backyard is designed for enjoying the waterfront setting, featuring a unique gazebo overlooking the canal complete with running water and electricity—an ideal spot for entertaining, outdoor dining, or simply relaxing while enjoying the view. There is also a separate workshop/storage building with electric service, providing excellent space for hobbies, tools, boating equipment, or additional storage. Major improvements have already been completed, including replacement windows in 2022, a new roof in 2020, and a complete HVAC system replacement in 2017. The home is also generator-ready with wiring already in place for added peace of mind during storm season. Water quality has been enhanced with a water softener system, three-stage water filtration system, and updated well equipment. Additional features include a full two-car garage, wood-burning fireplace in the primary bedroom, distinctive wood-paneled Florida Room, and plenty of room to add a future swimming pool if desired. Whether you're an avid boater, fisherman, nature enthusiast, or simply looking for a peaceful waterfront retreat with convenient access to the Harris Chain of Lakes, this property offers a unique combination of location, infrastructure, and outdoor living opportunities that are increasingly difficult to find.
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $303,920 | $303,920 | $303,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $395 | $395 | $395 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,820 | $1,919 | $2,524 |
| Total Monthly Payment | $2,290 | $2,389 | $2,994 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.