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Welcome to this charming ranch-style home, ideally located in the heart of Wallingford. Offering the ease and comfort of one-level living, this well-maintained 2-bedroom, 1-bath home is full of warmth and character. Inside, you'll find hardwood floors throughout - including beneath the existing carpeting - along with a cozy wood-burning fireplace that creates the perfect gathering space. Additional features include central air conditioning, a 1-car attached garage, and a storage shed for added convenience. The lower level offers endless possibilities, with space ideal for a potential in-law setup, additional bedroom(s), family room, home office, or recreation area. Lower level also has a partial bathroom that has plenty of space for a 2nd full bathroom. A new roof installed in 2025 and a maintenance-free brick exterior provide peace of mind for years to come. Enjoy being just minutes from downtown Wallingford, local wineries, shopping, restaurants, and major highways, while still tucked away in a quiet, established neighborhood. The safe located in the basement will convey with the home. Field card has house listed as a 1 bedroom. No closet in 2nd bedroom, but there is room to install one.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
| Eat-In Kitchen | Ceiling Fan,Island,Hardwood Floor | Main |
| Living Room | Built-Ins,Fireplace,Wall/Wall Carpet,Hardwood Floor | Main |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | Main |
| Rec/Play Room | Partial Bath | Lower |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | $429 | $429 | $429 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,581 | $1,647 | $2,175 |
| Total Monthly Payment | $2,084 | $2,150 | $2,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.