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Welcome to Whispering Oaks, Anastasia Island and St. Augustine Beach's best-kept secret. This is a rare opportunity to own a beautifully crafted home just steps from the sugar-white sands of St. Augustine Beach within one of the area's most sought-after gated communities. Situated on a generous 100' x 100' homesite, this custom-designed, solid block construction residence offers three spacious bedrooms, two bathrooms, and a desirable open-concept floor plan designed for effortless coastal living. Filled with natural light, the home's inviting interior creates the perfect setting for gathering with family and friends while embracing the relaxed Florida lifestyle. Outdoor living takes center stage with an impressive 56' x 28' paver patio featuring a built-in fireplace and private outdoor shower—an ideal retreat for entertaining, relaxing after a day at the beach, or enjoying cool coastal evenings under the stars. Thoughtfully upgraded and meticulously maintained, the home showcases soaring ceilings, wood flooring throughout the main living areas, epoxy-coated garage floors, privacy fencing, a paver driveway and walkway, a solar attic fan, and numerous additional enhancements that reflect pride of ownership throughout. Freshly painted inside and out, this move-in-ready coastal gem offers the perfect blend of comfort, quality, and location. If you've been searching for a home that captures the very best of St. Augustine Beach living, your search may be over. Where every day feels like a vacation, and the beach is just a short stroll away.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $700,000 | $700,000 | $700,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.361% | 6.183% |
| Monthly Tax Payment | $323 | $323 | $323 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,197 | $4,310 | $5,907 |
| Total Monthly Payment | $4,611 | $4,724 | $6,321 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.