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Welcome to waterfront living at its finest in the highly sought-after Southshore Yacht Club at Little Harbor! This stunning Biscayne II residence offers 2, 403 sq ft featuring 3 bedrooms, 2. 5 baths, a private office, spacious loft, and 2-car garage. Perfectly positioned on a premier homesite, this property showcases a rare big-water view of a saltwater lagoon, offering panoramic open water vistas and privacy rarely found in Tampa Bay waterfront communities. For boating enthusiasts, this home is turnkey with a brand-new private dock and 13, 000-lb boat lift. Enjoy direct deep-water, no-bridge access to Tampa Bay and the Gulf of Mexico, accommodating center consoles, cruisers, and sailboats. Your boat is always steps away for fishing, dining, island hopping, or sunset cruises. A standout feature is the oversized backyard with ample room for a custom resort-style pool—something rarely available on comparable waterfront lots. Pool plans are already completed and available to the buyer for a seamless start to your outdoor oasis. Also, the first-floor office has been significantly enhanced with custom-built cabinetry, shelving, and integrated storage added by the homeowner, creating a highly functional and refined workspace. Outdoor living is enhanced by a screened lanai overlooking the lagoon, ideal for morning coffee, sunsets, and watching dolphins and manatees in the peaceful waterfront setting. Inside, the open-concept layout connects the gourmet kitchen, dining, and great room. The first-floor office features custom built-ins and upgraded cabinetry, creating a refined, functional workspace. Upstairs includes a spacious loft and a luxurious owner’s suite with water views and spa-style bath. Built with elevated coastal resilience in mind, the home includes impact-rated windows and sliding glass doors, along with modern construction standards designed for enhanced storm protection and durability. Residents enjoy resort-style amenities including a waterfront clubhouse, marina, pool, fitness center, pickleball, basketball, trails, private beach access, and waterfront dining. A major advantage is the exceptionally low flood insurance premium of just $887/year, reflecting the home’s newer construction and storm-resilient design features, including impact protection and elevated building standards. This is a rare opportunity to own a nearly new waterfront home with big-water lagoon views, deep-water no-bridge access, new dock and 13, 000-lb lift, custom office, pool-ready yard, and premier coastal lifestyle—all in one of the area’s most desirable communities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$989,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $791,920 | $791,920 | $791,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,028 | $1,028 | $1,028 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,748 | $4,876 | $6,683 |
| Total Monthly Payment | $5,868 | $5,996 | $7,803 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.