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189 OAK LANE, Flagler Beach, FL, 32136 | $394,900
Welcome to your coastal retreat in beautiful Flagler Beach! This recently refreshed two-story home perfectly blends comfort, style, and durability featuring 2 bedrooms, 2. 5 baths and a thoughtfully designed layout that maximizes both space and functionality. Extensive updates include a new roof (2023), fresh interior and exterior paint (2023), and LVP flooring throughout that offers both modern appeal and long-lasting durability that’s ideal for beachside living. The updated kitchen is a true highlight, showcasing shaker cabinetry, quartz countertops, tile backsplash, and stainless steel appliances, creating an inviting space for everyday living and entertaining. The adjoining Living Room includes a cozy dining area and opens to a covered patio and spacious yard that’s fully fenced in, perfect for outdoor dining, entertaining or unwinding while enjoying the coastal breeze. Upstairs, the spacious primary bedroom offers a peaceful retreat with a generous closet and private access to a large balcony where you can relax and take in the fresh ocean air. The ensuite bath features a walk-in tile shower and quartz vanity while the second full hallway bathroom includes a tub/shower combination. All bathrooms have been updated with thoughtful design and modern finishes. Located just moments from the beach, this home provides easy access to everything Flagler Beach has to offer from sunrises over the ocean to dining, shopping, and outdoor activities. Move-in ready and beautifully updated, this home is perfect for those seeking a low-maintenance coastal lifestyle.
Features
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full / 1 half
- Laundry: Inside
- Year Built: 1981
- Garage: 1-car
- Heating: Central, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,584
- Acreage: 0.17
- Est. Taxes: $4,180
- Lot Desc: City Lot, Sidewalk
- Pet Policy: Yes
- Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: O6412421
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/O6412421/189oaklane_flaglerbeach_fl?source=qrflyer
Listing courtesy of GECKO REALTY, INC Phone: 407-929-0264
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
189 OAK LANE, Flagler Beach, FL, 32136
$394,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $315,920 | $315,920 | $315,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $348 | $348 | $348 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,892 | $1,995 | $2,602 |
| Total Monthly Payment | $2,315 | $2,418 | $3,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388