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Welcome to this furnished, move-in ready 2-bedroom, 2-bath waterfront home with private dock and boat lift in the highly desirable 55+ Lazy Lagoon community. Built in 2005 and elevated 5 feet higher for added peace of mind, this well-maintained 1, 152-square-foot home combines comfort, convenience, and waterfront charm. Major updates include a newer roof installed in 2023, a brand-new AC system and hot water heater in 2026, giving confidence that the most important improvements have already been completed. Step inside and enjoy beautiful luxury vinyl flooring that flows throughout the entire home, complemented by elegant crown molding in every room. The spacious great room combines the living and dining areas into an inviting space that feels bright and open. Sliding glass doors lead to a covered deck overlooking the canal, creating the perfect spot to enjoy morning coffee, evening sunsets, or simply take in the peaceful waterfront views. The updated kitchen is both functional and attractive, featuring wood cabinetry, generous countertop space, a refrigerator, stove, microwave, and a new dishwasher installed in 2026. The primary bedroom offers comfort and style with a ceiling fan and a private bathroom featuring a walk-in shower with glass doors. The guest bedroom also includes a ceiling fan, while the guest bathroom offers a convenient tub and shower combination. A laundry closet with a washer and dryer adds everyday convenience. Outside, new concrete steps provide easy access to the side and backyard areas. The two-car carport includes a secure storage shed that is perfect for tools, beach gear, fishing equipment, or seasonal items. Bikes in shed stay! Lazy Lagoon is more than just a neighborhood—it is a vibrant waterfront community packed with amenities. Residents enjoy a private road, additional guest parking, and an exclusive boat ramp for easy access to Shell Creek. Fishing enthusiasts will appreciate the convenient fish cleaning station, while the impressive 2, 000-square-foot clubhouse with a commercial kitchen serves as the center for community events and gatherings throughout the year. Shuffleboard courts, a billiards room, and a pool room provide plenty of opportunities for recreation and entertainment. Boating enthusiasts will love the community’s more than 2, 000 feet of maintained shoreline, along with a private secured compound for boat and trailer storage available for a small annual fee. The location puts you just minutes from Punta Gorda, offering outstanding dining, shopping, waterfront parks, and entertainment options. Don’t miss this opportunity to enjoy peaceful waterfront living in a well-maintained, amenity-rich community. Schedule your private tour today and discover everything this exceptional home and Lazy Lagoon have to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$179,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $143,920 | $143,920 | $143,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $152 | $152 | $152 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $874 | $910 | $1,186 |
| Total Monthly Payment | $1,101 | $1,137 | $1,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.