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Step into the timeless character of Uptown St. Augustine with this beautifully restored 1920s residence, ideally situated on sought-after San Marco Avenue. Rich in historic appeal yet thoughtfully updated for modern living, this exceptional property offers a rare blend of flexibility, comfort, and investment opportunity in one of the nation’s oldest and most treasured cities.
Designed to accommodate a variety of lifestyles, the home features five generously sized bedrooms and four full bathrooms across a versatile layout with two separate kitchens and living spaces. Whether utilized as one expansive private residence, a multi-generational setup, or an income-producing property, the possibilities are endless. The upper level offers three bedrooms, two bathrooms, a full kitchen, and spacious living area, while the lower level includes two bedrooms, one bathroom, its own kitchen, and comfortable gathering space.
Original architectural details and vintage charm are complemented by tasteful renovations that enhance both style and functionality. Enjoy peaceful mornings and evening gatherings on the inviting wraparound porch overlooking the fully fenced yard, offering privacy and room to entertain. Ample off-street parking and a large on on site parking and gathering space and the property is being offered fully furnished for a seamless transition.
Located just moments from St. Augustine’s renowned dining, shopping, attractions and waterfront scenery, this property delivers the ultimate historic downtown lifestyle. Seller states property has experienced no flooding.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,160,000 | $1,160,000 | $1,160,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,140 | $1,140 | $1,140 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,862 | $7,142 | $9,789 |
| Total Monthly Payment | $8,127 | $8,407 | $11,054 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.