New York (Upper East Side), NY, 10028 | $1,325,000

Welcome to residence 4L at 400 E 85th Street, a fully renovated two-bedroom, two-bathroom home located in a highly sought-after cooperative building on Manhattan's Upper East Side. This meticulously designed home is flooded with natural light, featuring coveted eastern, northern, and southern exposures. Stunning coffered ceilings, hardwood floors throughout, plus thoughtful upgrades at every turn make this property a true show stopper. The sunny windowed kitchen is a masterpiece equipped with stainless steel appliances, including a gas range, freezer with ice maker, and dishwasher. Custom cabinetry, stone countertops, and plenty of storage make this kitchen a dream for any home chef. There is also a built-in desk in the kitchen which can easily double as a place to enjoy a quick bite or cup of coffee. Both of the renovated bathrooms are beautifully designed, adorned with a mix of Carrera marble and ceramic tile. The windowed primary bathroom faces east and gets the most glorious morning light. Storage is abundant thanks to custom California Closets and built-in custom cabinetry below the windows in the living room and both bedrooms. The building provides centralized heating and cooling for year round comfort. 400 East 85th Street is a wonderful cooperative with LOW maintenance and incredible staff including full time doorman, maintenance team, and live-in resident manager. There is a newly renovated laundry room, fitness room, meeting room with wifi, storage lockers for rent, and bike storage. Proximity to the Q, 4, 5, 6, M15/M15SBS/M31 buses, Carl Schurz Park, Whole Foods, Fairway, and endless restaurants and cafes make this a perfect place to call home. Bulk-rated electricity keeps your expenditure incredibly low per month. Pet friendly, subletting permitted 3 out of every 5 years. No flip tax. Please note that the square footage is an approximation provided by the floor plan company and is not a guarantee.

Features

  • Town: New York
  • Cooling: Central Air
  • Levels: 20
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 143.000000x100.000000
  • Laundry: Common On Floor,Common Area
  • Year Built: 1962
  • Common Charge: $1,980 Monthly
  • Approx Sq. Feet: 1,094
  • Est. Taxes: $0
  • Pet Policy: Building Yes,Cats OK,Dogs OK
  • Appliances: Cooktop,Dishwasher,Freezer,Gas Cooktop,Gas Oven,Refrigerator
  • MLS#: RLS20095370
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/RLS20095370/400e85thstreet_newyork_ny?source=qrflyer
Copyright © 2026  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Compass   Phone: (212) 913-9058

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

New York (Upper East Side), NY, 10028

$1,325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,060,000 $1,060,000 $1,060,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.361% 6.183%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,019 $6,527 $8,945
Total Monthly Payment $6,144 $6,652 $9,070

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.