416 TENNESSEE AVENUE, Crystal Beach, FL, 34681 | $899,000

Welcome to 416 Tennessee Avenue, a distinctive Coastal Contemporary retreat nestled beneath majestic oak trees in the charming waterfront village of Crystal Beach.
Step back in time and discover a community where neighbors meet at the post office, gather along the shoreline, and at local events. Rich in history and tucked away in North Pinellas County, Crystal Beach offers a slower pace of life, breathtaking nightly sunsets, and direct access to the Gulf Waters & Pinellas Trail. It is a lifestyle and atmosphere that must be experienced to be truly appreciated.

From the moment you arrive, the home's curb appeal captures your attention. Painted a striking nautical blue and accented by a brick paver driveway, this four-story residence offers abundant parking and exceptional architectural character.

This property offers 4 rooms and 2 full baths. The 4th room can be used as a loft, office or easily converted to the 4th bedroom to suite your family.

The exterior staircase leads you up to the spacious veranda, where coastal breezes welcome you home. Enter through custom stained-glass double doors into a light-filled great room floor plan featuring impressive White Oak luxury vinyl flooring throughout. Surrounded by windows, every room enjoys peaceful treetop views that create a unique treehouse-like setting.

The gourmet kitchen, beautifully remodeled in 2022, is truly a chef's delight. Features include leathered stone countertops, premium stainless-steel appliances, a convenient microwave drawer, breakfast bar seating, and a custom built-in dining nook. Just off the kitchen, another private veranda provides the perfect setting to enjoy morning coffee while watching the sunrise over the treetops.

A stunning floating staircase leads to the luxurious primary suite and office on the 4th level. The spacious owner's retreat features soaring ceilings, a beautifully remodeled spa-inspired bath with soaking tub, separate shower, dual vanities, and charming nautical-inspired finishes. A custom-designed walk-in closet system provides exceptional storage and organization. New windows and sliding glass doors open to a private veranda, creating your own elevated sanctuary among the trees.

Continue upward to the crowning jewel of the home—a charming cupola office and observation space surrounded by windows on all sides.
(4th room for use of your choice) Complete with a dedicated mini-split system, this inspiring retreat offers panoramic treetop vistas and a peaceful environment for work, reading, creativity, or quiet reflection.

The backyard is a private resort-style oasis designed for year-round Florida living. Enjoy the heated swimming pool, outdoor shower, expansive brick paver patios, and wood decking that blend seamlessly into the thoughtfully designed xeriscape landscape.

The oversized garage offers exceptional flexibility with two bays, including one tandem parking bay, plus an additional climate-controlled 18' x 22' room with endless possibilities as a fitness studio, workshop, game room, art space, home business, or guest overflow area. Convenient access to the backyard further enhances the functionality of this versatile space.

If you've been searching for a home that combines architectural charm, modern updates, outdoor living, and the unmatched Crystal Beach lifestyle, your search may be over. Come experience the coastal village lifestyle you've been dreaming about!

Features

  • Amenities: Park, Trail(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75 x 118
  • Laundry: Inside, Laundry Room
  • Style: Coastal, Contemporary
  • Year Built: 1991
  • Garage: 3-car Alley Access, Driveway, Garage Door Opener, Golf Cart Parking, On Street, Oversized
  • Heating: Central
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 2,328
  • Acreage: 0.2
  • Lot Size: 75 x 118
  • Est. Taxes: $13,423
  • Lot Desc: Flood Insurance Required, FloodZone, In County, Landscaped, Level, Near Golf Course, Near Marina, Oversized Lot, Sidewalk, Unincorporated
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pool: Gunite, Heated, In Ground
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8515161
  • Days on Market: 52 days
  • Website: https://www.raveis.com
    /prop/TB8515161/416tennesseeavenue_crystalbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/26/2026 2:57:24 AM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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416 TENNESSEE AVENUE, Crystal Beach, FL, 34681

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.338% 6.361% 6.183%
Monthly Tax Payment $1,119 $1,119 $1,119
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,312 $4,428 $6,069
Total Monthly Payment $5,523 $5,639 $7,280

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.