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Welcome home to this lovingly maintained 3-bedroom ranch, perfectly situated on a flat, fully fenced property in one of Wappingers Falls' most convenient and desirable locations. Offering the ease of one-level living, this neat and well-cared-for home features hardwood floors throughout the living room and bedrooms, a spacious primary bedroom, and the convenience of a first-floor laundry area. The expanded kitchen serves as the heart of the home, complete with a center island and seating area—perfect for casual meals, entertaining, or gathering with family and friends. The kitchen flows seamlessly into a large dining/family room addition, creating an inviting space for everyday living. Sliding doors lead to a generous Trex deck overlooking the private backyard, providing the ideal setting for outdoor dining, relaxation, and summer gatherings. The full basement with walk-out offers endless possibilities for hobbies and recreation. This home features a newer roof, newer furnace, and central air conditioning, offering peace of mind and year-round comfort. Nestled in a sweet neighborhood just minutes from the charm of Wappingers Falls Village, you'll enjoy easy access to local favorites including Patsy's Pizzeria, coffee shops, boutiques, a wine bar, and the community theater. Shopping, dining, entertainment, and everyday conveniences are all nearby, while Metro-North is only 3. 3 miles away, making commuting to New York City a breeze.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $628 | $628 | $628 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,944 | $2,023 | $2,636 |
| Total Monthly Payment | $2,647 | $2,726 | $3,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.