644 NAUTICAL Way, Saint Augustine, FL, 32080 | $529,000

Island home in the highly desirable Commodores Club Community. This 3bed/2bath home has THE BEST floorpan according to community reviews! It is a spacious, open, split layout with lots of spaces to be creative with including bar seating, breakfast nook, formal dining area and the cutest secluded sunroom. This home is also equipped with tons of storage. Updates include: Stylish fixtures and finishes, light oak solid wood flooring, plantation shutters, solid wood cupboards with soft close drawers, renovated primary bath, new door handles throughout, new front gutters, freshly painted exterior, PVC plumbing, blown in insulation, Rain Soft water softener system, Stainless steel appliances (5 years old), outside AC replaced 4 yrs ago, roof replaced 2014 and Tesla level 2 charger. Private well and irrigation. Backyard is fully fenced with privacy fencing, access gates on both sides and a huge covered lanai. Two-car garage with extra storage nook & spacious driveway. Furnishings negotiable! Established foliage including beautiful old growth oak providing shade. The home is situated just three houses away from the community center and pool! Commodores Club is strategically located on Anastasia Island near SR 312 and just one mile to St. Augustine Beach. This community offers a large covered pavilion, beautiful community pool, brand new playground and swings, tennis, basketball and green areas. Walk or bike down 16th Street to enjoy the pier, beaches, coffee shops, restaurants and more!

Features

  • Amenities: Pool, Basketball Court, Clubhouse, Park, Playground, Tennis Court(s)
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Unit
  • Style: Contemporary
  • Year Built: 1992
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,824
  • Acreage: 0.13
  • Est. Taxes: $2,762
  • HOA Fee: $320 Quarterly
  • Elem. School: R. B. Hunt
  • Middle School: Sebastian
  • High School: St. Augustine
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2148437
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/2148437/644nauticalway_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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644 NAUTICAL Way, Saint Augustine, FL, 32080

$529,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $423,200 $423,200 $423,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.412% 6.640% 5.952%
Monthly Tax Payment $230 $230 $230
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,571 $2,672 $3,514
Total Monthly Payment $2,893 $2,994 $3,836

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.