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10608 SE 174TH LOOP, Summerfield, FL, 34491 | $284,500
Welcome to 55+ LIVING at its BEST in SPRUCE CREEK SOUTH! This is a 2/2 PALM II MODEL with 1678 square feet, a 19'8 x 14'6 Birdcage PLUS an OVERSIZED 19'8 x 25 GARAGE with over $52, 000 in UPGRADES. Recent updates include HVAC (10/2025), ROOF (05/2025 ), NEW STAINLESS STEEL APPLIANCES (3 years old), Birdcage, and more! Ideally located near both the main and residential gates, where you will enjoy so many choices in shopping, dining and medical facilities. This home also offers quick access through the residential gate to Terrace Plaza for shopping, dining, and everyday conveniences including an urgent care clinic, dentist, Restaurants and spas—easy in and easy out. Inside, you’ll find a freshly painted home with vaulted ceilings, spacious rooms, and an oversized 2-car garage with plenty of space for a workshop area or storage. The kitchen is enhanced with New Cabinets and countertops along with New Solar Tubes (2025) and finished with beautiful subway tile backsplash. There is NO CARPET as this home features Laminate and Luxury Vinyl. Both Bedrooms are large in size and feature walk in closets, giving you extra storage. The large 23 x 11 fully air-condensed FLORIDA ROOM is sure to please as it offers a LARGE Bonus space that can be used for unlimited purposes. Community highlights: 24-hour gated community with security guard on premises. Golf-cart access across Hwy 441 to shops and services. On-site 18-hole golf course with The Links restaurant and a Pro-Shop. Fitness center, heated pool & hot tub. His-and-hers saunas with separate showers. Billiards, library, card rooms, event center, Club house Kitchen for special events. Pickleball, tennis, bocce, organized sports & group classes. Softball field hosting inter-community competitions Additional features include recycling bins and a gated auxiliary parking area (space permitting) where you can rent small, medium, or large open slips for an RV, trailer, or extra vehicle at a very reasonable cost. The community manager’s office is conveniently located in the clubhouse. This is a deed-restricted community (not an HOA) with a required monthly maintenance/amenities fee that includes trash pickup and use of common areas. Call today to schedule a private showing or request a virtual tour.
Features
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Garage, Outside
- Style: Custom
- Year Built: 1994
- Garage: 2-car Driveway, Golf Cart Parking, Oversized
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,678
- Acreage: 0.2
- Est. Taxes: $3,305
- HOA Fee: $180 Monthly
- Lot Desc: In County, Landscaped, Near Golf Course
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: G5113215
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/G5113215/10608se174thloop_summerfield_fl?source=qrflyer
Listing courtesy of CENTURY 21 ALTON CLARK Phone: 352-728-2121
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10608 SE 174TH LOOP, Summerfield, FL, 34491
$284,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $227,600 | $227,600 | $227,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | $275 | $275 | $275 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,363 | $1,420 | $1,875 |
| Total Monthly Payment | $1,713 | $1,770 | $2,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388