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Located on a quiet cul-de-sac in the desirable Pine Ridge community, this 5-bedroom, 3-bath home offers a rare combination of space, convenience, and privacy. Just a short 5-minute walk to the Bluffton school complex, the location is ideal for families looking to enjoy an easy daily routine. The flexible floor plan features a handicap accessible bedroom and full bath on the main level, while upstairs offers 4 additional bedrooms, including a spacious primary suite. A screened porch overlooks the private backyard, which backs up to protected wooded land for added peace and seclusion. Garden enthusiasts will appreciate the separately fenced garden area designed to keep deer out, along with established blackberry and blueberry bushes, grapefruit and FL orange trees, lemon trees, crepe myrtles, and other mature landscaping. A brand-new wood-burning fireplace adds warmth and charm to the living space. Conveniently located between Bluffton Parkway and Buckwalter, Pine Ridge provides easy access to schools, the Bluffton Rec Center, shopping, dining, and everyday conveniences. If you've been searching for a true 5-bedroom home in a family-friendly neighborhood, this property is a must-see.
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Our Executive Mortgage Banker:
$489,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $391,999 | $391,999 | $391,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,348 | $2,475 | $3,255 |
| Total Monthly Payment | $2,423 | $2,550 | $3,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.