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Location, location, location A serene, sun-dappled wooded backdrop graced with a classic dry-laid fieldstone wall surrounded by perennials offers a peaceful natural setting for this light and airy freshly remodeled home that emphasizes a cozy and comfortable yet polished home perfect for relaxing or entertaining. The mix of light natural wood tones of the luxury vinyl flooring throughout gives it a serene, cottage-inspired modern look that feels timeless rather than trendy. The space has been thoughtfully updated with new flooring, new kitchen, 2 new bathrooms, split air system energy (efficient-no ductwork)new plumbing, foam insulated underside, fresh paint, updated lighting, transforming it into a cheerful, inviting living space. Updated appliances, sliders off the dining room, laundry off the kitchen and a side door entrance off the laundry room. Loads of closets, primary has a huge walk in closet and en-suite bathroom. Walk in coat/storage closet off living room, pantry closet in kitchen and guest bedroom has 3 closets! Guest bath is plumbed for shower or tub also. This is a 55 and older community offering lovely clubhouse (many weekly activities)and a gorgeous in-ground pool. Monthly lot rent includes site rent, clubhouse & pool, septic maintenance, road maintenance trash removal. **Beach rights available to Clinton beach and Hammonassetts Sandy stretch of Long Island Sound, visit shows at the Kate in Old Saybrook, close to tons of shoreline activities, owner/agent
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $196,000 | $196,000 | $196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $118 | $118 | $118 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,159 | $1,223 | $1,615 |
| Total Monthly Payment | $1,352 | $1,416 | $1,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.