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Presented by
Team Results |
972 Saltwater Cir, Saint Augustine, FL, 32080 | $619,000
One of the best price-per-square-foot opportunities on Anastasia Island, this SeaGrove home is located in a kid-friendly neighborhood within a highly regarded school district, offering the space, value, and sense of community you’ve been looking for. With 3 bedrooms, 2. 5 bathrooms, and 2, 308 square feet of living space, this home delivers both value and versatility in a location that’s hard to beat. Located less than a mile from the beach, giving you easy access whenever you want to get out and enjoy the coast. The front porch sets the tone, a perfect place to relax and enjoy the ocean breeze. Out back, French doors open to a covered patio and fully fenced yard. The first floor offers a dedicated office or flex space, a dining area, and a spacious living room that flows into the kitchen and breakfast nook. A convenient half bath is also located downstairs. All three bedrooms are located upstairs. The primary suite features its own private balcony, a large walk-in closet, and an ensuite bath with a soaking tub and separate shower. Additional highlights include a detached garage with alley access and a roof replaced in 2018. The home sits at a base elevation of 13. 1 feet and is located in Flood Zone X, offering peace of mind with no required flood insurance. SeaGrove is known for its welcoming, kid-friendly atmosphere and access to a phenomenal school district, making it a great fit for families or anyone looking for a true neighborhood feel. Residents enjoy a community pool, open-air pavilion, basketball court, and a kayak launch leading to a tidal creek and the Intracoastal Waterway. You can also walk to everyday conveniences like the post office, library, and local dining. If you’re looking for a well-priced opportunity on Anastasia Island with close proximity to the beach, this is one worth seeing in person.
Features
- Amenities: Community Pool Unheated
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 5227
- Style: 2 Story,Single Family Home
- Year Built: 2008
- Heating: Central,Electric
- Cooling: Central,Electric
- Approx Sq. Feet: 2,308
- Acreage: 0.12
- Lot Size: 5227
- Est. Taxes: $7,302
- HOA Fee: $800
- Elem. School: R.B. Hunt
- Middle School: Sebastian
- High School: St. Augustine
- MLS#: 262689
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/262689/972saltwatercir_saintaugustine_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Team ResultsSales Associates
347.697.9990
TeamResults@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 24240
914.494.1459
Vincent.DiMella@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
972 Saltwater Cir, Saint Augustine, FL, 32080
$619,000
Team Results
Sales Associates
William Raveis Real Estate
Phone: 347.697.9990
TeamResults@raveis.com
Vincent DiMella
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $495,200 | $495,200 | $495,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $609 | $609 | $609 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,009 | $3,130 | $4,079 |
| Total Monthly Payment | $3,709 | $3,830 | $4,779 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388