2140 Shad CT, Naples, FL, 34102 | $3,950,000

3 DOCKS FOR MULTIPLE BOAT ACCOMMODATIONS! CHARMING FURNISHED RENTABLE COTTAGE! HUGE . 37 "TIP LOT" PLUS $100, 000 PLANS FOR NEW CONSTRUCTION HOME INCLUDED! 200’ of SEAWALL ON HUGE TIP LOT, . 37 Acre (16, 155 sf Lot size) VIEWS of wide open INTERSECTING DOUBLE CANALS, NO BRIDGES! NO HOA FEES.
NEW ROOF, NEW POOL HEATER, NEWER AC, NEW EXTERIOR PAINTNEWER SEAWALL, UPDATED DOCK AND LIFTS. Enjoy this charming, REMODELED RENTABLE COTTAGE W HIGH ELEVATION offering 4 Bedrooms, or use the FALCON ARCHITECTURAL DESIGN INCLUDED for a SPECTACULAR NEW BUILD!! Just 7 houses out to Naples Bay, on one of Royal Harbor's deep wide water canals. The DOCK supports 50 amp service and can accommodate a 60' BOAT plus 2 separate lifts. One lift can support a 20, 000 lb. boat and another accommodates multiple jet skis!! This property is a boaters paradise! The lot, sitting on a quiet cul-de-sac, offers quick access to Naples Bay and the Gulf. This huge coveted Tip Lot is over 16, 000 sf and enables a home to be built on a RARE ONE LEVEL including a 50’ lap pool, spa and firepit sitting on the waterway! The architectural plans offer an option of adding a second level over 5000 sf. If you prefer to enjoy the comfortable, remodeled cottage, it features 4 bedrooms, 3. 5 baths, and wood floors in an open layout. RENTAL HISTORY. The modern white kitchen in the great room overlooks the pool and is surrounded by dining and living area. Watch the game in the separate family room with lots of friends and family splashing in the saltwater pool, playing games and throwing balls in the HUGE BACK YARD, while prepping the boat and jet skis for a day out on the Gulf! So, plan for new construction of an estate sized home, or live in a wonderfully remodeled residence. EITHER WAY… you have LOCATION, LOCATION, LOCATION just moments from the world class 5th Avenue South, the spectacular NAPLES BAY RESORT CLUB AMENITIES, Naples Beaches, 3rd Street S, Tin City, Bayfront Place, and the iconic Naples Pier. Floor Plans are available to view.

Features

  • Amenities: None
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Style: 1 Story/Ranch,Florida
  • Development: ROYAL HARBOR
  • Year Built: 1975
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 2,124
  • Acreage: 0.37
  • Est. Taxes: $33,176
  • Lot Desc: Corner,Cul-De-Sac,Oversize
  • View: Canal,Intersecting Canal,Landscaped Area
  • Community Type: Boating,Non-Gated
  • Water Front: Yes
  • Boat Access: Boat Dock Private,Boat Lift,Dock Deeded,Dock Included,Elec Avail at dock,Jet Ski Lift,Water Avail at Dock,Wooden Dock
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226020718
  • Website: https://www.raveis.com
    /eprop/226020718/2140shadct_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Downing Frye Realty Inc.

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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2140 Shad CT, Naples, FL, 34102

$3,950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,160,000 $3,160,000 $3,160,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.361% 6.183%
Monthly Tax Payment $2,765 $2,765 $2,765
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $18,946 $19,457 $26,666
Total Monthly Payment $21,836 $22,347 $29,556

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.