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Welcome to upscale living in Regency at Prospect, a premier 55+ active adult community nestled on 182 scenic acres. This meticulously maintained Alder model spans over 2, 000 sq. ft. , perfectly blending modern style with convenience. Experience a grand open floor plan w/the dining room featuring an inset wall and the living room w/soaring ceilings, rich hardwood floors laid on the diagonal, and a fireplace. Enjoy natural sunlight in the main living area with a cathedral ceiling, triple glass doors, and a 4-ft bump-out. View the railing of the second-level family room balcony. The gas-fired fireplace has a custom white face. Enjoy built-in speakers throughout the main living area. Bright white kitchen cabinets, including a pantry closet, w/ S. S. appliances. Retreat to the first-floor primary bedroom w/a decorative wall featuring picture-frame woodwork, a stylish full bath, and a walk-in closet. The versatile space behind elegant French doors in our front study boasts Palladian windows and decorative ceilings, ideal for a home office or guest room. Upstairs, a spacious loft family room overlooks the living area, 2nd bedroom features its own sitting area, walk-in closet, and full bath. Bonus rm 3rd bedrm/storage. Relax on an oversized deck, overlooking the wooded countryside. 1st flr laundry w/ cabinets. 2-car attached garage features a wall of storage cabinets. Full walk-out basement w/sheetrocked ceiling and walls ready to be finished for future living space. Watch our video! Community Amenities: Enjoy the award-winning clubhouse, featuring a fitness center, pool, game room, banquet rental area with full kitchen, and social gathering spaces. Active Pickle Ball & Bocci. Conveniently located just minutes from I-84, Route 8, and the Merritt, shopping, and restaurants. A gated community that opens at 8 am and closes at 8 pm. There is a once-a-year tax of $18. 00 to the town of Waterbury. The buyer is required to pay a 2-month association fee at closing. You have worked hard all your life, now it's time to enjoy!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | 13.0 x 21.0 | Upper |
| Dining Room | Vaulted Ceiling,Hardwood Floor | 12.0 x 13.0 | Main |
| Full Bath | Full Bath,Tub w/Shower,Tile Floor | Upper | |
| Half Bath | Tile Floor | Main | |
| Living Room | 2 Story Window(s),Vaulted Ceiling,Ceiling Fan,Gas Log Fireplace,Sliders,Hardwood Floor | 16.0 x 18.0 | Main |
| Other | Wall/Wall Carpet | 9.0 x 9.0 | Upper |
| Primary Bath | Granite Counters,Double-Sink,Full Bath,Stall Shower,Walk-In Closet,Tile Floor | Main | |
| Primary Bedroom | Cathedral Ceiling,Ceiling Fan,Full Bath,Stall Shower,Walk-In Closet,Hardwood Floor | 15.0 x 17.0 | Main |
| Study | Palladian Window(s),Cathedral Ceiling,Vaulted Ceiling,Ceiling Fan,Hardwood Floor | 10.0 x 15.0 | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
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For homebuyers and sellers, our Attorney Network:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | $844 | $844 | $844 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,755 | $2,870 | $3,789 |
| Total Monthly Payment | $3,691 | $3,806 | $4,725 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.