398 WARD DRIVE, Oak Hill, FL, 32759 | $229,000

Under contract-accepting backup offers. 2022 Manufactured Home • You Own the Land • No Lot Rent • No HOA. Discover exceptional value with this Move-In Ready 2022-built 3-bedroom, 2-bath manufactured home located in a quiet residential area of Oak Hill. You own the land—meaning no lot rent and no HOA fees for maximum freedom and affordability. The home features a bright, open floor plan with modern finishes, a spacious living area, and a well-equipped kitchen with generous cabinetry. The split-bedroom layout provides privacy, with a comfortable primary suite and two additional bedrooms ideal for guests, family, or a home office. Separate inside laundry room and covered rear patio. Outside, the property includes a powered storage shed, perfect for tools, hobbies, or extra storage. The lot offers ample space for parking, RV and boat storage, gardening, or future outdoor enhancements. Families will appreciate being close to Burns Sci-Tech Charter School, one of the area’s most sought-after K-12 options. Outdoor enthusiasts will love the quick access to multiple public boat ramps, putting you minutes from the Indian River and some of the best fishing and boating on Florida’s east coast. Close to the Space Coast, watch rocket launches from your yard. Only minutes to New Smyrna Beach, and 45 minutes from Orlando. Move-in ready, appliances, whole home water filtration system, security cameras, and more included. Hurry, this one won't last long!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2022
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,288
  • Acreage: 0.3
  • Est. Taxes: $2,104
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: NS1088384
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/NS1088384/398warddrive_oakhill_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/29/2026 12:47:08 PM)
Listing courtesy of THE BARNETT GROUP, INC.   Phone: 386-426-7234

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

398 WARD DRIVE, Oak Hill, FL, 32759

$229,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $183,200 $183,200 $183,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $175 $175 $175
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,097 $1,143 $1,509
Total Monthly Payment $1,347 $1,393 $1,759

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.