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Presented by
Chris and Kate Sellers Team |
10696 SE 174TH PLACE, Summerfield, FL, 34491 | $220,000
Welcome to this beautifully updated, move-in ready 2-bedroom, 2-bathroom Pecan model in the highly sought-after, gated 55+ golf community of Spruce Creek South! Located just 2 miles from The Villages, this home offers total peace of mind with major recent updates: a 2023 Roof, 2022 HVAC, 2026 DISWASHER, and a December 2025 Western Refiner whole-house water filtration and purification system.
Inside, you will find a completely remodeled kitchen with newer appliances, beautifully renovated bathrooms, durable laminate flooring, and tile in the wet areas. A standout feature is the 2024 Omni Shield full-house fire and safety package, complete with smoke detectors, a carbon monoxide detector, heat sensors, a bed shaker, and smart water leak detectors for the appliances.
Beyond the home, the community offers endless amenities to keep you active year-round. Enjoy a vibrant lifestyle with a spacious clubhouse, a heated outdoor pool and jacuzzi, his-and-hers saunas, an indoor fitness center, a billiards room, and dedicated card rooms. There is always something to do with a variety of social clubs, indoor activities, and seasonal get-togethers featuring live bands and performers. Additional gated parking is also available for a minimal yearly fee.
Step outside to the enclosed lanai or the fenced-in portion of the yard—perfect for your furry friends. Connected to public sewer and water, this home is incredibly convenient to shopping, dining, doctors, and pharmacies. There is a residential gate that takes directly to the Spruce Plaza which also offers many extra businesses for your convenience to choose from, including an urgent care, several dentist, pharmacies, restaurants, ice cream shop, and more. . . Offered with most furniture available as an option! Schedule your tour today before this fantastic opportunity slips away.
Features
- Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Handicap Modified, Pickleball Court(s), Pool
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 83 x 96
- Laundry: In Garage
- Year Built: 1994
- Garage: 1-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,008
- Acreage: 0.18
- Lot Size: 83 x 96
- Est. Taxes: $2,475
- HOA Fee: $180 Monthly
- Adult Communities: Yes
- Elem. School: Belleview Elementary School
- Middle School: Belleview Middle School
- High School: Belleview High School
- Pet Policy: Cats OK, Dogs OK
- Appliances: Built-In Oven, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Washer, Water Purifier, Water Softener
- MLS#: G5113045
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/G5113045/10696se174thplace_summerfield_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Chris and Kate Sellers TeamSales Associates
413.440.9435
SellersTeam@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Michele WelchVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 293220
413.626.5626
Michele.Welch@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Nicole DelaneyInsurance Sales Director, William Raveis Insurance
781.724.3515
Nicole.Delaney@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10696 SE 174TH PLACE, Summerfield, FL, 34491
$220,000
Chris and Kate Sellers Team
Sales Associates
William Raveis Real Estate
Phone: 413.440.9435
SellersTeam@Raveis.com
Michele Welch
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $176,000 | $176,000 | $176,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $206 | $206 | $206 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,069 | $1,112 | $1,450 |
| Total Monthly Payment | $1,350 | $1,393 | $1,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388