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Move-in-ready and packed with major updates, this 3-bedroom, 2. 5-bath two-story with a versatile upstairs loft in Gibsonton's South Bay Lakes community comes with up to $13, 383 toward buyer closing costs, prepaid expenses, and/or an interest-rate buydown when using the Seller's preferred lender, subject to lender approval, loan-program restrictions, and the terms outlined in the executed contract. A brand-new HVAC system and a new roof (scheduled, pending final HOA approval) deliver lasting peace of mind, while fresh interior paint throughout, updated lighting and fixtures, and a clean cosmetic refresh make it ready for its next owner from day one. Downstairs, the open kitchen flows to a spacious family room and out to a covered, screened patio overlooking the fully fenced backyard—ideal for relaxing or entertaining year-round. Upstairs, the generous primary suite offers a private ensuite bath and walk-in closet, joined by two additional bedrooms, a second full bath, and a flexible loft that works as a home office, playroom, media room, or second living area. With a two-car garage, interior laundry room, and no CDD, this home pairs space and function with a convenient Gibsonton location—minutes from US-41 and I-75, shopping, dining, and an easy commute to Tampa, Brandon, MacDill AFB, and the Gulf beaches. Tour every room with the immersive 3D virtual tour, then book your private showing.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$314,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $251,920 | $251,920 | $251,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $447 | $447 | $447 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,490 | $1,572 | $2,075 |
| Total Monthly Payment | $2,012 | $2,094 | $2,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.